I've been loyal to my bank, so they'll look after me! Yes, this used to be true...but...Loyalty is NOT rewarded these days my friend! Here’s why: 1 - It’s not the bank who cares about you - it’s the PEOPLE. And good people often move on and get promoted! 2 - Rules trump all in
A financial adviser will take away all my fun! A financial adviser won't take away from your quality of life - they should actually be adding to it. Instead of judgement here - I'm going to bring some revelation to the area of your personal finance: - It's not about 'stopping' something - It's not
Financial Advisers just want to sell you products so they can get paid! Well, here’s a myth that has truth in it - the answer is...YES!! Financial advisers want to get paid! Do you go to work for free? The real question that you want to ask here is this: Does the desire to get
I’m going to share an observation that I’ve learnt from my most successful clients for over 15 years. You don’t build property wealth by reducing debt. You do it by holding assets that grow in value. Why is it then that there’s an entire industry devoted to debt repayment? We consistently see people who've paid
Now before you freak out and turn off, I'm not talking about replacing your kitchen or bathroom or even painting and doing the floors. I'm talking about full-blown renovations with council approvals, with big, wordy contracts from your builder, and all sorts of reports for things you've never even heard of. In most cases, renovations
It’s not about the rate that you pay, it’s about the rate at which you repay that matters - get rid of that debt fast, and your interest bill is cheaper. This truth is often ignored as it's not as easy to quantify and compare as a low number - this, unfortunately, causes many to
