Finance

What is INFLATION and why should you care?

By |2020-06-29T04:33:46+00:00June 29th, 2020|Finance, Interest Rates, Investing, Investment Property, Mortgages|

Inflation – on the surface, it would appear at times as though you’re doing really well with investing. If the ‘wealth’ you see is increasing over time, this is great right – but have you factored in inflation? Property has for the most part in NZ, doubled every 10 yrs in price (at least for Auckland)

EVERYTHING to know when SELLING your home!

By |2020-06-10T02:46:18+00:00May 14th, 2020|Finance, Interest Rates, Investment Property, Mortgages|

Selling your home can be a daunting experience, but something we all may have to go through at some stage. Often, we don't even know what we don't know until we encounter it for the first time too - how to choose and agent, how to market your property, what kind of work should you

NZ Everyday Investor – check the top 3 most popular episodes

By |2020-05-12T23:04:05+00:00May 12th, 2020|Bitcoin, Finance, Insurance, Interest Rates, Investing, Investment Property, Kids, Kiwisaver, Mortgages, Myths busted!, Retirement|

With the aim of 'increasing wealth for the Everyday Kiwi', Darcy Ungaro launched this podcast almost 2 years ago. Each week, the subscribers to the NZ Everyday Investor podcast consistently increases, and is one of NZ's most popular, award-winning, podcasts. More 'Everyday' Kiwi's from all walks of life have than ever, have been exposed to

Mortgage Holidays

By |2020-05-11T23:25:41+00:00March 27th, 2020|Finance, Kiwisaver, Mortgages, News|

The Government has announced that the banks will be offering a 6-month mortgage holiday to help homeowners deal with the financial implications of the COVID-19 crisis. For most households, mortgage repayments are one of the biggest regular expenses, so being able to avoid that payment is appealing and in some cases almost essential. The term 'Mortgage Holiday'

Common Covid Questions – what you should, and shouldn’t, be doing right now.

By |2020-04-08T03:10:37+00:00March 16th, 2020|Bitcoin, Finance, Insurance, Interest Rates, Investing, Investment Property, Kiwisaver, Market Place Review, Mortgages, News|

As you can appreciate, at this time we're currently experiencing a high volume of questions. They all have a similar sound to them so to save time, here's a list to cover off some of the FAQ's around Covid-19. If you're curiosity persists, please do get in touch. For an extra insight, I'm happy to

Good Debt / Bad Debt / No Debt

By |2020-02-16T23:38:16+00:00February 16th, 2020|Finance, Interest Rates, Investing, Investment Property, Myths busted!, Retirement, Tomorrow's U|

Good debt, bad debt, or no debt? For most of us, there's a love/hate/guilty pleasure thing going on here concerning our relationship with debt. The messages we've heard about debt are not consistent either — is it good, bad, or otherwise? Furthermore, should mortgage debt be lumped into the same category as all other types

Making Small Business Bigger

By |2019-12-20T00:58:03+00:00December 17th, 2019|Finance, Interest Rates, News|

Do you run a small to medium-sized business and you've been in business for more than 6 months in NZ? Then read on... Adrienne Church, the General Manager of Prospa New Zealand discussed with me recently on the NZ Everyday Podcast, how 'cash-flow funding' works and how small to medium-sized enterprises grow using this tool.

5 ways to escape your home.

By |2019-09-11T05:02:00+00:00September 11th, 2019|Finance, Interest Rates, Investing, Investment Property, Mortgages, Myths busted!, Tomorrow's U|

Your own home has taken you hostage – and there are 5 ways you can escape.   That’s right, you may have made a horrible mistake when you bought your current home. You purchased the house for the present you instead of the future you. I’m going to try to help you out, as, just

The OCR – ‘Help, I’ve fallen and I can’t get up!’

By |2019-08-08T23:40:43+00:00August 8th, 2019|Finance, Interest Rates, Investment Property, Mortgages, Myths busted!, News|

In the 1980's, the medical alert business was just getting started - 'Help, I've fallen and can't get up' - I loved saying this slightly irreverent quote every time I saw someone fumble or fall over as a child - I know, sorry! The official cash rate has fallen. Are we in trouble NZ? Will

10 THINGS YOU SHOULD KNOW WHEN BUYING A HOUSE

By |2019-02-04T01:15:12+00:00February 4th, 2019|Finance, Interest Rates, Mortgages, Myths busted!|

10 THINGS YOU SHOULD KNOW WHEN BUYING A HOUSE In this post I'm keen to help some people out - it's not that you're dumb, but unless you do this stuff every day you're likely benefit from at least a couple of points  here. Here's the thing - your mortgage is likely your biggest expense