Finance

5 ways to escape your home.

By |2019-09-11T05:02:00+00:00September 11th, 2019|Finance, Interest Rates, Investing, Investment Property, Mortgages, Myths busted!, Tomorrow's U|

Your own home has taken you hostage – and there are 5 ways you can escape.   That’s right, you may have made a horrible mistake when you bought your current home. You purchased the house for the present you instead of the future you. I’m going to try to help you out, as, just

The OCR – ‘Help, I’ve fallen and I can’t get up!’

By |2019-08-08T23:40:43+00:00August 8th, 2019|Finance, Interest Rates, Investment Property, Mortgages, Myths busted!, News|

In the 1980's, the medical alert business was just getting started - 'Help, I've fallen and can't get up' - I loved saying this slightly irreverent quote every time I saw someone fumble or fall over as a child - I know, sorry! The official cash rate has fallen. Are we in trouble NZ? Will

10 THINGS YOU SHOULD KNOW WHEN BUYING A HOUSE

By |2019-02-04T01:15:12+00:00February 4th, 2019|Finance, Interest Rates, Mortgages, Myths busted!|

10 THINGS YOU SHOULD KNOW WHEN BUYING A HOUSE In this post I'm keen to help some people out - it's not that you're dumb, but unless you do this stuff every day you're likely benefit from at least a couple of points  here. Here's the thing - your mortgage is likely your biggest expense

Property Investment – why is it so special?

By |2019-09-11T04:10:00+00:00January 16th, 2019|Finance, Interest Rates, Investing, Investment Property, Mortgages|

What’s so special about investing in property? After all, equities perform better in the longer term so why would you bother at all? Perhaps it’s the ease at which it can be done, or the tangible nature of this asset class. I think it's more about this marvellous thing called ‘leverage’. In this podcast we

Stop wasting money on fuel- EV economics explained

By |2018-10-30T07:12:00+00:00October 24th, 2018|Finance, Interest Rates, Mortgages|

Being an environmentalist while driving a diesel SUV is like going to McDonalds for the salad. Now I’m not going to pretend to be a tree hugger - I do like burning wood as much as the next guy though! To state that you ‘stand’ for anything is like putting a big target on your

Myth #1 – Loyality will be rewarded?

By |2019-08-08T23:07:26+00:00August 30th, 2018|Finance, Mortgages, Myths busted!|

I've been loyal to my bank, so they'll look after me! Yes, this used to be true...but...Loyalty is NOT rewarded these days my friend! Here’s why: 1 - It’s not the bank who cares about you - it’s the PEOPLE. And good people often move on and get promoted! 2 - Rules trump all in

Myth #2 – A financial advisor will take away my fun!

By |2018-08-30T23:51:51+00:00August 30th, 2018|Finance, Investing, Mortgages, Myths busted!|

A financial adviser will take away all my fun! A financial adviser won't take away from your quality of life - they should actually be adding to it. Instead of judgement here - I'm going to bring some revelation to the area of your personal finance: - It's not about 'stopping' something - It's not

Myth #3 Financial advisors get kickbacks!

By |2019-08-08T23:08:18+00:00August 30th, 2018|Finance, Insurance, Interest Rates, Mortgages, Myths busted!|

Financial Advisers just want to sell you products so they can get paid! Well, here’s a myth that has truth in it - the answer is...YES!! Financial advisers want to get paid! Do you go to work for free? The real question that you want to ask here is this: Does the desire to get

Myth #4 – I’ll build wealth once I’m debt free

By |2018-08-30T23:53:10+00:00August 30th, 2018|Finance, Interest Rates, Investing, Investment Property, Myths busted!|

I’m going to share an observation that I’ve learnt from my most successful clients for over 15 years. You don’t build property wealth by reducing debt. You do it by holding assets that grow in value. Why is it then that there’s an entire industry devoted to debt repayment? We consistently see people who've paid

Myth #5 – Renovations can add value

By |2018-08-30T23:53:49+00:00August 30th, 2018|Finance, Myths busted!|

Now before you freak out and turn off, I'm not talking about replacing your kitchen or bathroom or even painting and doing the floors. I'm talking about full-blown renovations with council approvals, with big, wordy contracts from your builder, and all sorts of reports for things you've never even heard of. In most cases, renovations

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