Financial Advisers just want to sell you products so they can get paid! Well, here’s a myth that has truth in it - the answer is...YES!! Financial advisers want to get paid! Do you go to work for free? The real question that you want to ask here is this: Does the desire to get
Who wants to listen to a cheesy show about making money and showing off about how much they know? Well if it’s going to be that kind of party I’ll go stick my face in some mashed potatoes - it’s high time that someone starts getting real about how they talk about financial literacy. The
A cup of cold sick, on an otherwise lovely day… So here’s the thing - an inconvenient truth herein lies, when one stops work before they die. Today, 1 in 3 are 65 with a mortgage - what would tomorrow's you look like?*. Yip, I may be about to ruin your day. It’s kind of
I grew up in a small Canadian town a lot like Queenstown - very beautiful, loads of outdoor fun like skiing and hiking, but imagine more bacon. Like Queenstown, the seasons never failed, and no matter how much you tried to wiggle your way out of winter, summer always came of its own volition. Seasons
Turns out waiting until you’re older to get health insurance wasn’t such a good idea after all - the future you wants to have ‘a little chat’ with the present you. It’s totally understandable why present U isn’t down with insurance - we’ve heard it all before: ‘I don’t want to be over-insured’. Which is
Timing vs ‘Time In’ “I heard that the market is so uncertain right now, is it really a good time to buy?’ Here’s what I say to that… Being obsessed with timing and the market conditions is dumb – it’s just another manifestation of your fear, so get over it and stop being a pussy.
Now I may get into trouble here but someone really should say something about the most common employer promoted health insurance scheme in NZ. I won’t mention their name, but I can almost guarantee the following: if you have an employer based health insurance scheme in NZ, there’s a reasonably good chance it’s these guys.
If you’ve ever learned to fly, one of the first things you learn is the ‘go around’, a simulated aborted landing. When you’re in control of the plane it’s all good, but when you’re not, it’s a little concerning. I had that experience once in a 747 flying into Rome. The pilot pulled out of
What is and what should never be… 2016 contained a whole host of changes with banks and policy makers jostling for position. I believe 2017 will be slightly more 'interesting' however. Here’s a few things you should know of 2016 - Banks became stuck between a rock and a hard place. The 'rock' here is the regulators