Interest Rates

#Covid-Corrections and what you should do.

By |2020-03-24T02:12:40+00:00March 24th, 2020|Bitcoin, Insurance, Interest Rates, Investing, Investment Property, Kiwisaver|

In this article, I'm going to cover off some of the issues around insurance and investments in light of the current Covid-Correction that is occurring. To get you started, have a listen to this fresh podcast with ASB Senior Wealth Economist with ASB, Chris Tennent-Brown. If you have KiwiSaver or you want to know what's

Common Covid Questions – what you should, and shouldn’t, be doing right now.

By |2020-03-24T02:02:02+00:00March 16th, 2020|Bitcoin, Finance, Insurance, Interest Rates, Investing, Investment Property, Kiwisaver, Market Place Review, Mortgages, News|

As you can appreciate, at this time we're currently experiencing a high volume of questions. They all have a similar sound to them so to save time, here's a list to cover off some of the FAQ's around Covid-19. If you're curiosity persists, please do get in touch. For an extra insight, I'm happy to

Good Debt / Bad Debt / No Debt

By |2020-02-16T23:38:16+00:00February 16th, 2020|Finance, Interest Rates, Investing, Investment Property, Myths busted!, Retirement, Tomorrow's U|

Good debt, bad debt, or no debt? For most of us, there's a love/hate/guilty pleasure thing going on here concerning our relationship with debt. The messages we've heard about debt are not consistent either — is it good, bad, or otherwise? Furthermore, should mortgage debt be lumped into the same category as all other types

Making Small Business Bigger

By |2019-12-20T00:58:03+00:00December 17th, 2019|Finance, Interest Rates, News|

Do you run a small to medium-sized business and you've been in business for more than 6 months in NZ? Then read on... Adrienne Church, the General Manager of Prospa New Zealand discussed with me recently on the NZ Everyday Podcast, how 'cash-flow funding' works and how small to medium-sized enterprises grow using this tool.

Interest Rate Predictions 2020

By |2019-12-12T23:37:20+00:00December 12th, 2019|Interest Rates, Investment Property, Kiwisaver, Mortgages|

Will interest rates increase in 2020, or will they fall further? In order to truly understand what influences interest rates, or the cost of currency, we need to dig around a little bit into a few factors. Forgive the technical jargon, but I'll try to break it down as much as possible here. 1 –

5 ways to escape your home.

By |2019-09-11T05:02:00+00:00September 11th, 2019|Finance, Interest Rates, Investing, Investment Property, Mortgages, Myths busted!, Tomorrow's U|

Your own home has taken you hostage – and there are 5 ways you can escape.   That’s right, you may have made a horrible mistake when you bought your current home. You purchased the house for the present you instead of the future you. I’m going to try to help you out, as, just

Negative Interest Rates – What Lurks Beneath

By |2019-09-06T04:22:13+00:00September 6th, 2019|Interest Rates, Investment Property, Mortgages, News|

Negative interest rates – Are all our Christmas’s arriving at once, or is this a sign of something more sinister to come? What’s a negative yield curve and why as a borrower, should I even care? Jeremy Couchman, senior economist at Kiwibank joins Darcy in a discussion around how things like interest rates, exchange rates, and

The OCR – ‘Help, I’ve fallen and I can’t get up!’

By |2019-08-08T23:40:43+00:00August 8th, 2019|Finance, Interest Rates, Investment Property, Mortgages, Myths busted!, News|

In the 1980's, the medical alert business was just getting started - 'Help, I've fallen and can't get up' - I loved saying this slightly irreverent quote every time I saw someone fumble or fall over as a child - I know, sorry! The official cash rate has fallen. Are we in trouble NZ? Will

10 THINGS YOU SHOULD KNOW WHEN BUYING A HOUSE

By |2019-02-04T01:15:12+00:00February 4th, 2019|Finance, Interest Rates, Mortgages, Myths busted!|

10 THINGS YOU SHOULD KNOW WHEN BUYING A HOUSE In this post I'm keen to help some people out - it's not that you're dumb, but unless you do this stuff every day you're likely benefit from at least a couple of points  here. Here's the thing - your mortgage is likely your biggest expense

Property Investment – why is it so special?

By |2019-09-11T04:10:00+00:00January 16th, 2019|Finance, Interest Rates, Investing, Investment Property, Mortgages|

What’s so special about investing in property? After all, equities perform better in the longer term so why would you bother at all? Perhaps it’s the ease at which it can be done, or the tangible nature of this asset class. I think it's more about this marvellous thing called ‘leverage’. In this podcast we