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Making Small Business Bigger

Do you run a small to medium-sized business and you've been in business for more than 6 months in NZ? Then read on... Adrienne Church, the General Manager of Prospa New Zealand discussed with me recently on the NZ Everyday Podcast, how 'cash-flow funding' works and how small to medium-sized enterprises grow using this tool. Adrienne talks to me about the role of debt in building wealth through business on

Interest Rate Predictions 2020

Will interest rates increase in 2020, or will they fall further? In order to truly understand what influences interest rates, or the cost of currency, we need to dig around a little bit into a few factors. Forgive the technical jargon, but I'll try to break it down as much as possible here. 1 – It’s all about the US. Quantitative easing in the US, or money printing, has caused

Kids and Money / The Magical Power of Giving

Kids and Money - the magical power of giving! If you have more than one child, you know what it’s like when they bicker over toys - I’d rather stab my eyeballs out than listen to childish arguments about cheap imported plastic trinkets.  Why is sharing so hard for kids to do? Maybe this is best answered by psychoanalysts, but what I’m keen to understand, is how can I teach

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5 ways to escape your home.

Your own home has taken you hostage – and there are 5 ways you can escape.   That’s right, you may have made a horrible mistake when you bought your current home. You purchased the house for the present you instead of the future you. I’m going to try to help you out, as, just like my friend Liam Neeson, I have are a very particular set of skills, skills

Negative Interest Rates – What Lurks Beneath

Negative interest rates – Are all our Christmas’s arriving at once, or is this a sign of something more sinister to come? What’s a negative yield curve and why as a borrower, should I even care? Jeremy Couchman, senior economist at Kiwibank joins Darcy in a discussion around how things like interest rates, exchange rates, and central banks, control and influence the environment in which we are investing and borrowing in.

The OCR – ‘Help, I’ve fallen and I can’t get up!’

In the 1980's, the medical alert business was just getting started - 'Help, I've fallen and can't get up' - I loved saying this slightly irreverent quote every time I saw someone fumble or fall over as a child - I know, sorry! The official cash rate has fallen. Are we in trouble NZ? Will the RBNZ need help to get the OCR back up? Is this the beginning of