OCR

Are You Living in ‘Risky’ Times?

By |2024-03-10T20:07:37+13:00March 10th, 2024|Investing, Mortgages, Myths busted!, Retirement, Tomorrow's U|

My first BMX bike in 1983 was ‘The Boa Constrictor’. It was a beast of a machine, all chrome and adrenaline. I was Evel Knievel, tearing down suburban streets listening to 'The Police' on my Sony Walkman. And no, all without a helmet—because, well, the '80s. One day in early spring with snow and gravel

DTI’s, CPI’s, Mortgages & You!

By |2024-02-03T23:15:03+13:00February 3rd, 2024|Interest Rates, Investing, Investment Property, Mortgages, News, Retirement, Tomorrow's U|

To choose the best time to lock in your mortgage rate, you need to get three things right: How much will rates change? Which direction will rates go, and when will the rates change. It may seem like a lot of work, but think of the potential reward - if you timed it right at

Special Property Report x Property Academy Podcast

By |2023-04-23T08:53:18+13:00April 23rd, 2023|Finance, Interest Rates, Investing, Investment Property, Kids, Myths busted!, News, Retirement|

A poem about the property market in 2023 Hear now, dear listeners, heed this tale of truth, For age approaches, stealthy, swift, uncouth. Though preparation may seem far away, To start late is to falter, come what may. In property, we build our wealth with glee, Yet tremors shake foundations, we foresee. A correction looms,

Official Cash Rate Update – WITH Opinion

By |2022-11-23T08:18:37+13:00November 23rd, 2022|Bitcoin, Finance, Interest Rates, Investing, Mortgages|

There's nothing more annoying than just the news. So here's the news the news first, for what it's worth, the OCR has increased by 0.75%. We are now at a level we haven't been since around 2008. Why is the OCR important? This 'official' interest rate that the Reserve Bank of New Zealand sets, indirectly

Property: Is It Sick, or Munted?

By |2022-10-05T01:46:53+13:00September 28th, 2022|Interest Rates, Investing, Investment Property, Market Place Review, Mortgages, News|

What’s up with property? If it's munted, perhaps we should move on and think about different things. If it's just a little sick, well we know in all probability, it's likely going to get better. Maybe we should we prepare for the season in which property recovers? If you’re currently a home owner, with or

Stimulants, depressants, & LVRs 

By |2020-12-21T07:39:26+13:00December 21st, 2020|Finance, Interest Rates, Investing, Investment Property, Market Place Review, Mortgages, News|

Stimulants, depressants, & LVRs  Darcy is joined by Jeremy Couchman, a senior economist at Kiwibank, to unpack the names for the many stimulants and depressants intoxicating the housing market right now. From LVR and DTIs, to the other strange monetary drugs, let's get a better idea of what we're taking this summer. L.V.R. has become

NZ – We Think You Should Know…

By |2017-07-04T21:09:22+13:00July 4th, 2017|Finance, Interest Rates, Market Place Review, News|

We Thought You Should Know… It helps to understand a little of what’s happening in your outside world, to run your inside world a little better. There’s so much ‘noise’ with traditional media outlets so it’s hard to know what’s actually real – Here are two changes happening soon that we think you should know about, as it could affect

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