Tomorrow’s U

Stand Strong or Push Through? The Truth About Mortgages and Investing

By |2024-04-24T17:25:58+13:00April 21st, 2024|Insurance, Investing, Mortgages, Myths busted!, Retirement, Tomorrow's U|

Time to 'push through', or 'stand strong'? I wanted to get stuff done this past Saturday. I was picking up a mini-excavator to finish some drainage. I wanted to get the kids on a working bee, and I had to get a couple reports out before Monday too. I had it all planned out. But

The Bitcoin Halving ’24: What They Didn’t Teach You in School.

By |2024-04-14T21:37:21+13:00April 13th, 2024|Bitcoin, Finance, Investing, Myths busted!, News, Retirement, Tomorrow's U|

If you’re prepping for, building up, coming in for a landing or even already there – you need to keep an open mind. How open? Somewhere in between concrete conviction, and a mind so open everything falls out. If you want more, do more. If you want different –think different. If things have become hard

SHIELD: How to Protect While You Build

By |2024-04-13T13:50:26+13:00April 12th, 2024|Interest Rates, Investing, Investment Property, Kids, Kiwisaver, Myths busted!, Retirement, Tomorrow's U|

SHEILD: Want to 'take ground' but feeling unsure?   Invest with confidence, knowing the following 5 areas of personal finance are sorted.   S - Savings (Emergency Fund): How much you need in your emergency fund is determined by the likelihood of you suffering a financial loss, the value of this loss, and the time

How To Be: Wealthy (The 6 Rules For Getting Rich)

By |2024-04-10T21:22:46+13:00April 7th, 2024|Bitcoin, Finance, Interest Rates, Investing, Investment Property, Kids, Kiwisaver, Myths busted!, Retirement, Tomorrow's U|

I know a lot of people in 'building mode' want to make the best use of what they have – Is this you?   Are you trying to get some income ready for when you’re not working any more?   If so, be prepared for a couple steps forward, and the odd step back too.

Gold Analyst 2024-25 Predictions: Gary Savage

By |2024-03-24T21:04:04+13:00March 24th, 2024|Interest Rates, Investing, Market Place Review, Myths busted!, News, Retirement, Tomorrow's U|

The more I learn about how people actually build wealth, the more cautiously I prescribe diversification.   We're sold index funds, but businesses and property are often what really move the needle.   Reliance on compounding returns from dollar cost averaging is awesome, yes. But what happens if you can see the future? Why not

Are There Hidden Dangers in ‘Passive’ Investing?

By |2024-03-18T16:49:45+13:00March 12th, 2024|Finance, Insurance, Investing, News, Retirement, Tomorrow's U|

Passive investing has become a popular choice for many investors due to its simplicity, low cost, and simple access to compounding returns. So what is passive investing? Passive investing is an investment strategy that involves buying and holding a diversified portfolio of assets, such as shares, fixed interest, and property, in order to match the

The Great Taking: A Coincidence Theory

By |2024-03-12T21:49:37+13:00March 12th, 2024|Finance, Interest Rates, Investing, Mortgages, Myths busted!, News, Retirement, Tomorrow's U|

“The Great Taking” by David Rogers Webb is a book that alleges the existence of a long-term scheme orchestrated by central bankers to subjugate all of humanity. Before you read on, know that I’ve never read the book. This article is my ‘pre-read research’ that I did before parting with any money on Amazon or Audible (not that

Are You Living in ‘Risky’ Times?

By |2024-03-10T20:07:37+13:00March 10th, 2024|Investing, Mortgages, Myths busted!, Retirement, Tomorrow's U|

My first BMX bike in 1983 was ‘The Boa Constrictor’. It was a beast of a machine, all chrome and adrenaline. I was Evel Knievel, tearing down suburban streets listening to 'The Police' on my Sony Walkman. And no, all without a helmet—because, well, the '80s. One day in early spring with snow and gravel

Investing Through a Currency Reset

By |2024-03-03T16:30:41+13:00March 3rd, 2024|Bitcoin, Interest Rates, Investing, Investment Property, Kids, Mortgages, Myths busted!, News, Retirement, Tomorrow's U|

In the coming years, there's a non-zero chance we may witness a significant financial event known as a currency reset. A currency reset could work as it would allow governments to repay their debts in the new world by making their currency worthless, thus reducing the real value of their obligations. This reset could potentially

On the Eve of OCR Announcement-ness

By |2024-02-26T22:08:14+13:00February 26th, 2024|Interest Rates, Investing, Mortgages, Myths busted!, News, Retirement, Tomorrow's U|

As we bit farewell to February, let's talk about the month where interest rate expectations changed. While we'd all love for property prices to stay stable and even start increasing. When you're in my business, it's much better when people feel wealthy! It's time to face the cold, hard truth: the NZ property market might

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