When you “invest” in a bond, you’re effectively becoming a lender. You part with a sum of money with the expectation that you’ll get it back in the future, along with interest.
When you lend to the government by buying bonds, you’re essentially lending to an entity considered risk-free. A Bitcoin bond, where 80% goes towards government debt and 20% towards Bitcoin, might be a way to safeguard your capital, but you trade the predictable yield of traditional bonds for the potentially higher, yet more volatile, ‘yield’ of this digital asset.
Self-paying mortgages? If you “post” collateral like Bitcoin with the right lenders, you reduce their risk, thereby gaining access to lower-cost mortgage debt. Now consider if Bitcoin’s rate of growth continues into the future as it has in the recent past. Could the payments on your mortgage potentially be covered by the appreciation of the over-collateralized Bitcoin?
These examples hint at new kinds of financial products made possible by merging traditional finance with blockchain-based finance.

Business, other peoples business, your home, and other peoples homes – there are many places to put money today, so it has a chance at turning into more money in the future. Figuring out where to invest to grow a pot of money is something you can learn about. Knowing how to store that wealth for a future which looks increasingly different to the past, is completely different. Traditional finance doesn’t frame this topic well, but we should talk about a little more.

Learning how to invest can be like getting stuck playing a video game, sport, or even a board game. Success in one arena does not automatically translate into success in the real world. We can all figure out how to grow an investment account, but preparing for the world in which this resource is going to be spent, is equally critical.

I know that I can’t predict the future, but I can see something coming to how our money works. A lot of people can. The signs are getting pretty obvious – there are significant changes afoot which may affect how, and if, you can access the future wealth you’re building up today

This idea may be confronting, but at some stage, a financial authority may want more of a say in how you spend your money. If that idea bothers you, then I’d invite you to pay attention to this podcast episode with CJ Konstaninos.