Kiwisaver

Interest Rate Predictions 2020

By |2019-12-12T23:37:20+00:00December 12th, 2019|Interest Rates, Investment Property, Kiwisaver, Mortgages|

Will interest rates increase in 2020, or will they fall further? In order to truly understand what influences interest rates, or the cost of currency, we need to dig around a little bit into a few factors. Forgive the technical jargon, but I'll try to break it down as much as possible here. 1 –

Retirement – What will it be like?

By |2018-06-22T02:12:08+00:00June 22nd, 2018|Finance, Investing, Kiwisaver, Retirement, Tomorrow's U|

Now that you know what retirement is (it’s the point in time that you’ve chosen to stop working because you need the money.), Let’s talk about what it’s going to be like. 5-year-olds know what they’re going to be when they grow up - 45-year-olds don’t. What happened? For crying out loud this is a

Raising ‘Money Smart’ kids – Part two.

By |2017-07-04T07:03:32+00:00June 12th, 2017|Finance, Kids, Kiwisaver|

Teaching ‘money smarts’ to your kids is critical – fail to do this and face a huge liability in your retirement. The most effective way to teach money smarts to your kids is to become more financially disciplined yourself:  Earn money, save/invest/repay debt, give, and manage financial risk are the main areas that we’ve already covered. Do these things well and your

Raising ‘Money Smart’ Kids

By |2017-07-04T20:20:57+00:00May 24th, 2017|Finance, Kids, Kiwisaver|

Teaching ‘money smarts’ to your kids is as important as teaching them good manners, like chewing with their mouths closed. I believe we’re failing as parents on both, but let’s talk about money smarts – financial literacy. Being literate in finances is the same as being financially disciplined. Broadly speaking it means you’re working on