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How to Catch a Good Return in ’25 / Mike Taylor

By |2024-12-18T10:14:10+13:00December 14th, 2024|Investing, Kiwisaver, News, Tomorrow's U|

When putting money in market’s, there’s uncertainty. It’s no wonder some of us look at investing like attending a Casino. It’s at least half true – it’s a game of chance. The other half, of course, is doing everything you can to get lucky. I don’t recall watching much TV as a kid, but I

Bitcoin: This Goes Much, MUCH Higher in ’25

By |2024-12-09T19:58:51+13:00December 8th, 2024|Bitcoin, Finance, Investing, Investment Property, Kids, Myths busted!, News, Retirement, Tomorrow's U|

I dragged my eldest kid out fishing recently for some good ol' fashioned father son bonding time. There’s nowhere better to be than on the water. Of course he complained the entire time - bored out of his skull. It didn’t help that the fish weren’t biting, but come on kid, I’m trying to have

Big Changes / Big Milestones / Big 2025!

By |2025-02-13T09:41:53+13:00November 28th, 2024|Bitcoin, Finance, Insurance, Interest Rates, Investing, Investment Property, Kids, Kiwisaver, Market Place Review, Mortgages, Myths busted!, News, Retirement, Tomorrow's U|

I've been providing financial advice, in some form or another for over 21 years now, and I'm just warming up! Rudolf Steiner was an influential Austrian philosopher, social reformer, and esotericist who lived from 1861 to 1925. He developed a theory of human development based on seven-year cycles, which he believed were linked to astrological

What Happens When Rates Stop Falling?

By |2024-11-25T16:44:07+13:00November 24th, 2024|Finance, Interest Rates, Investment Property, Mortgages, News, Tomorrow's U|

It’s not difficult these days to research questions around how things work. I recently taught myself how to use diesel fuel mixed with used motor oil to create a great stain for my deck. All by watching a few YouTube videos. It looks great. My wife hates the ‘truck stop’ smell, but there's something satisfying

Bitcoin: It’s Not For Speculation, It’s For Saving

By |2024-11-18T22:14:37+13:00November 18th, 2024|Bitcoin, Finance, Investing, Kids, Market Place Review, Myths busted!, News, Retirement, Tomorrow's U|

I realise not everyone has kids, especially around the age where they’re experiencing their firsts, so bear with me and this analogy. I still remember what it was like coaching our newborns through their very first Christmas. They have absolutely no idea what’s going on. The decorations, shrubs inside the house, the freaky old man

Our Reflexive Response to Bitcoin’s Reflexive Reality

By |2024-11-14T22:49:46+13:00November 14th, 2024|Bitcoin, Interest Rates, Investing, Myths busted!, News, Retirement, Tomorrow's U|

If you're just starting out in your journey, trying to answer 'what is this Bitcoin thing', then this one's for you. Reflexivity in your muscles is like when you accidentally touch something hot — your muscles contract super fast to pull your hand away, keeping you from getting burnt, without you even thinking about it.

Retirement on the Horizon: Are Kiwis Prepared or Heading for Poverty?

By |2024-10-24T12:06:52+13:00November 9th, 2024|Interest Rates, Investing, Investment Property, Kids, Kiwisaver, News, Retirement, Tomorrow's U|

A growing number of Kiwi’s are sleep-walking into retirement poverty. The gap between our means and our needs appears to be widening with each generation. Many retirees would already struggle to live off government superannuation alone, so if you have a few years to go, now’s a good time to visit this topic. If you’re

The Ethical Quagmire of Financial Freedom

By |2024-11-10T20:31:47+13:00November 3rd, 2024|Bitcoin, Finance, Investing, Kids, News, Retirement, Tomorrow's U|

What’s the value of wealth if achieving it comes at the expense of our freedom to choose. My wife and I recently hit a milestone – we're halfway prepared for our future. It took about 15 years to get here. Keep earning, control our spending, and test our assumptions -If that's all we do from here, we're

How Long Should I Fix For?

By |2024-10-28T17:05:54+13:00October 28th, 2024|Finance, Interest Rates, Investing, Mortgages, News, Retirement, Tomorrow's U|

"I don't care about climate change -  and I don’t care about Trump, free speech, alien disclosure, or even World War 3. The world may be going mad, but unless it impacts my family or my mortgage payments, I just don’t have time for it.’ I can understand this, especially for those doing it tough.

Leveraging Riches From Rags

By |2024-10-28T17:24:18+13:00October 28th, 2024|Finance, Interest Rates, Investment Property, Mortgages, News, Retirement, Tomorrow's U|

When you come from nothing, the only way to catch up is to work harder than everyone else and use leverage. If you can use other people’s money, with permission of course, and make correct assumptions about the future, you might build more with less. But with current global events, it’s crucial to test your

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