Whether you're an experienced political analyst, a curious onlooker, or a concerned citizen, keep an open mind regarding the so-called 'housing crisis' from a few years back. It was first home buyers, greedy property investors, and the overseas buyers we suspected, but never really spotted in the act. We we're led on a which hunt
As we find ourselves in the throes of an election year, we're confronted with a multitude of complex and pressing conversations. One such conversation that stands out concerns our economic systems and the governance that guides them. I stand for an economic model that champions competition, propels growth, and has consistently demonstrated its capacity to
A poem about the property market in 2023 Hear now, dear listeners, heed this tale of truth, For age approaches, stealthy, swift, uncouth. Though preparation may seem far away, To start late is to falter, come what may. In property, we build our wealth with glee, Yet tremors shake foundations, we foresee. A correction looms,
I've been diving into a lot lately quirky topics lately in my spare time, from personal finance basics to exploring the new AI tools soon to change the world. As it relates to investing, one struggle I've faced is balancing academic, practical, and future perspectives in investing and finance. Traditional finance, centralised around banks, hedge
At intersection of investing, innovation, and everyday life, you occasionally can observe the full life cycle of wealth, almost within a generation. In this episode of the Everyday Investor, Carley Ellis, and Stu Potter talk about how an idea birthed after beers, hanging out with friends at the beach, led to a business that quite
By Carley Ellis Fiona Apple once said, “Home is where my habits have a habitat”. But what happens when the home you purchased as a minimalist couple, now houses two adults, two rambunctious boys, and a large dog of questionable intelligence? My husband and I started feeling the walls literally closing in when our second
Mortgage offset facilities, for those who are unfamiliar with the idea, are a feature of some homeloans that allow borrowers to utilise their savings to lower the amount of interest they pay on their loan. In essence, the borrower's savings are "offset" against the outstanding balance of their homeloan, lowering the amount of interest they
Wealth building isn't just about financial prosperity, it's about going through a process of transformation, and making a difference in the world in the process. Conforming to those doing life all around us often doesn't lend itself to thinking big. If you cling to what you have, the truth is, you're more likely to lose
We earn a living when we exchange our time and use of our capital for currency. We pay taxes, cover our essentials, and then we have a choice between living in the moment or making provision for the future. During this January, I've had a couple of weeks off and I've been thinking about work
Are your tāringa painted on?! By Carley Ellis As mum to two young boys and wife to one older one, I’m used to people in my household not listening to me. But it was a huge surprise when my eldest son actually failed his “before-school” hearing check – I thought the hearing loss was selective!
