When you "invest" in a bond, you're effectively becoming a lender. You part with a sum of money with the expectation that you'll get it back in the future, along with interest. When you lend to the government by buying bonds, you're essentially lending to an entity considered risk-free. A Bitcoin bond, where 80% goes
Looking for the best investments, and the best strategy? Let me ask you this: Do you believe it’s possible to build more wealth using a values-based approach? An approach that aligns what’s most important to you with the finite set of choices you have regarding your resources? If you think this sounds a bit too
August is Money Month in New Zealand, and it's the perfect time to focus on activities that can enhance your financial security not just for the month, but for the rest of your life. Here are three essential actions to consider: Work Hard, Work Smart, Stay Open-Minded: Strive to earn as much as you can
Why do some make it, and some don't? Successful people aren’t always the ‘smart ones’. They’re the people achieving great outcomes, often because their minds are in the right gear when the opportunity shows up. Success often comes about then, based on the way we think, talk, and make decisions. Recent conversations with clients has
Twice a year, we go away as a family – in the summer we'll head up north of Auckland and in the winter, we're often heading south to the bubbling mud and thermal wonderland that is Rotorua. With kids you’re sort of forced to align your holidays with school holidays – Holiday parks and hotels,
I have kids, so I’ve watched "Guardians of the Galaxy" a hundred times. The soundtrack features the late 60s and early 70s family supergroup, The Five Stairsteps. Their song "O-o-h Child" would have been known to us growing up back then, distorted, of course, by the 1970s family sedan AM radios. It’s an effective tactic
Being a Purpose-Based Investor: A Strategy for Modern Times Often, what's on my mind or heart connects to my purpose of building wealth. Today, I want to discuss why you should consider a purpose-based investment strategy rather than just a goals-based one. Given the world's current changes, this approach offers both risks and opportunities. Getting
Which 'C-Word' describes your approach to retirement? Compassion, Comfort, or Confidence? If you have kids, and parents still alive, you're aware of the need to make good choices your money earlier rather than later. Retirement is a finite period of time to make sure your life is as awesome as it can be. With the
When should you pay off the mortgage, and when should you invest? Over the last few years, this question rolls around frequently on social media. One view suggests that mortgages should be eliminated ASAP. The benefits include not worrying about interest rates, and the ability to invest larger amounts of money into assets
Cycles, superstition, and strategy. Money and life often play tricks on each other. Sometimes, some things, can happen around the same times as other things. Occasionally, superstition seems legitimate. For example, can the weather affect the share market? And do English superstitions, work the same down under? Like, what about this one? 'Sell in May,
