Success with property requires just 3 moves: Buy, Hold, and Sell. To help with these three moves, we need to study cause and effect within the economy. In other words, the more you can predict what influences inflation, the more you can understand the direction of interest rates, and therefore where property prices may be
I've been providing financial advice, in some form or another for over 21 years now, and I'm just warming up! Rudolf Steiner was an influential Austrian philosopher, social reformer, and esotericist who lived from 1861 to 1925. He developed a theory of human development based on seven-year cycles, which he believed were linked to astrological
I shouldn't let it get personal, but this time it's different. I’m tired and angry at all the financial pain out there. So many people are doing it tough. The gap between 'haves', and the 'have nots', is the widest I’ve ever seen, and it’s gobbling up vast chunks of 'the middle', too. There’s never
I realise not everyone has kids, especially around the age where they’re experiencing their firsts, so bear with me and this analogy. I still remember what it was like coaching our newborns through their very first Christmas. They have absolutely no idea what’s going on. The decorations, shrubs inside the house, the freaky old man
Good news: If you’re looking to buy your first home, or take another step, there are easy times to break in, and we may be in one of them now. Housing downturns, recessions, or economic uncertainty, present ways to climb up the property ladder. The only issue is, not many people take advantage of it.
A growing number of Kiwi’s are sleep-walking into retirement poverty. The gap between our means and our needs appears to be widening with each generation. Many retirees would already struggle to live off government superannuation alone, so if you have a few years to go, now’s a good time to visit this topic. If you’re
What’s the value of wealth if achieving it comes at the expense of our freedom to choose. My wife and I recently hit a milestone – we're halfway prepared for our future. It took about 15 years to get here. Keep earning, control our spending, and test our assumptions -If that's all we do from here, we're
Could Central Bank Digital Currencies (aka programmable money), make you poor? A sensationalist and alarming claim would be that the Bank of International Settlements (B.I.S), through a 'unified ledger', is attempting to coordinate, through Central Banks, a plan of world domination. To really turn it up a notch, you could suggest it's the next step
I had a prospective client ask me when she would see a return from the cost of my financial advice. It was a brilliant question, and it caused me to think deeply about not only the value I offer, but the relationship between price and value. Sometimes value can't be measured within a specific timeframe,
Introducing Sounding Board Sessions: The bit you've been missing all along! Have you been wading through the infinite choices you have as a self-directed investor or homebuyer? Are you looking for a qualified third party not to tell you want to do, but to help chart your own course? Look no further! We're thrilled to
