I know a lot of people in 'building mode' want to make the best use of what they have – Is this you? Are you trying to get some income ready for when you’re not working any more? If so, be prepared for a couple steps forward, and the odd step back too.
In a world where we're often told what to do and what to accept as normal, it's easy to fall into the trap of aiming for "good enough." Take passive index-fund investing for example. I do a bit of this myself. We're told through not-so-subtle marketing, that the 'data says'. The data says it's impossible
In the coming years, there's a non-zero chance we may witness a significant financial event known as a currency reset. A currency reset could work as it would allow governments to repay their debts in the new world by making their currency worthless, thus reducing the real value of their obligations. This reset could potentially
Topical topics get clicks but those who don’t do it for an employer in a marketing department, have a bit more freedom with what they talk about – that’s me, and I’ll occasionally exercise this freedom by sharing or hosting views that might be good for you to hear but unpopular for me to say.
I always dreamt of ocean fishing whenever I wanted. When I was young this wasn't even possible because of where I lived, and how much resource my family had. In my new world, every weekend, with one of my kids, I spend at least 1 hour fishing. We live near the ocean, where this time
To choose the best time to lock in your mortgage rate, you need to get three things right: How much will rates change? Which direction will rates go, and when will the rates change. It may seem like a lot of work, but think of the potential reward - if you timed it right at
If you aim to build wealth independently, the right mindset can lead to significant achievements, even if you're starting with little. In this article, I want to highlight something beyond our control – inflation. Surveying our community last October revealed a profound impact as a result of inflation surging about 22.8% since March 2020. Inflation,
The Tactical Approach For everyday shmucks like you and me to benefit from technology, we rely on operating systems. Software unlocks the potential benefit contained in the hardware. In a similar way, each investment we make involves both the asset itself, and an operating system - or what I’d call a tactical approach. A tactical
I’m genuinely impressed by all the people I’ve personally or professionally connected with this year as a result of the Everyday Investor Podcast. Open-mindedness would be the common denominator. Now this may be a common trait of all those who reach out for advice, or maybe people in general are far more tolerant than we’re
Traditional finance aims to keep you 'safe' from the next frontier; they're also protecting their revenue models. The wealthy of the past were always ready when new frontiers showed up. Today, we’d consider them crazy or conspiracy theorists for not thinking like the rest of us. But without them, there’d be no high priest of
