I dragged my eldest kid out fishing recently for some good ol' fashioned father son bonding time. There’s nowhere better to be than on the water. Of course he complained the entire time - bored out of his skull. It didn’t help that the fish weren’t biting, but come on kid, I’m trying to have
Success with property requires just 3 moves: Buy, Hold, and Sell. To help with these three moves, we need to study cause and effect within the economy. In other words, the more you can predict what influences inflation, the more you can understand the direction of interest rates, and therefore where property prices may be
I've been providing financial advice, in some form or another for over 21 years now, and I'm just warming up! Rudolf Steiner was an influential Austrian philosopher, social reformer, and esotericist who lived from 1861 to 1925. He developed a theory of human development based on seven-year cycles, which he believed were linked to astrological
It’s not difficult these days to research questions around how things work. I recently taught myself how to use diesel fuel mixed with used motor oil to create a great stain for my deck. All by watching a few YouTube videos. It looks great. My wife hates the ‘truck stop’ smell, but there's something satisfying
Good news: If you’re looking to buy your first home, or take another step, there are easy times to break in, and we may be in one of them now. Housing downturns, recessions, or economic uncertainty, present ways to climb up the property ladder. The only issue is, not many people take advantage of it.
A growing number of Kiwi’s are sleep-walking into retirement poverty. The gap between our means and our needs appears to be widening with each generation. Many retirees would already struggle to live off government superannuation alone, so if you have a few years to go, now’s a good time to visit this topic. If you’re
When you come from nothing, the only way to catch up is to work harder than everyone else and use leverage. If you can use other people’s money, with permission of course, and make correct assumptions about the future, you might build more with less. But with current global events, it’s crucial to test your
Our money-system works, because we trust our financial institutions. Central Bank Digital Currencies (CBDCs) are a digital transformation of the money we use today. It'll usher in the tokenisation of almost any 'real world asset' and then eventually, allow for a more digital financial system. Using this type of money may increase our reliance on
Twice a year, we adjust our clocks. Once a day, the earth spins around, and in a year, we all complete a circuit around the sun. Our own lifecycle, from conception until death, in roughly 15-20 year increments, cycles between one focus, to another: From 'Me' (single) to 'Us' (finding a partner) to 'They' (having
With so many strategies available with property or even investing outside of property for that matter, it's often hard to know where to start. One effective approach is to understand what the future might look like and align your investment strategies accordingly. To begin, consider the broader economic and technological trends. Will governments and central
