With so many strategies available with property or even investing outside of property for that matter, it's often hard to know where to start. One effective approach is to understand what the future might look like and align your investment strategies accordingly. To begin, consider the broader economic and technological trends. Will governments and central
I had a prospective client ask me when she would see a return from the cost of my financial advice. It was a brilliant question, and it caused me to think deeply about not only the value I offer, but the relationship between price and value. Sometimes value can't be measured within a specific timeframe,
Property: In the New Zealand property market, we've seen house prices take a significant dip since their peak in late 2021 - depending on what you read and the day you read it on, it could be as much as 17%. That home purchased in 2021 for $1 million? It's now sitting at about $830k.
Time freedom is to have complete control over one’s time. Imagine this for yourself: If you genuinely had all your cares taken care of, not just in your life but for all around you, what would you do with your time? Imagine not having to go to work and having all the resources you needed
When you "invest" in a bond, you're effectively becoming a lender. You part with a sum of money with the expectation that you'll get it back in the future, along with interest. When you lend to the government by buying bonds, you're essentially lending to an entity considered risk-free. A Bitcoin bond, where 80% goes
The recent drop in the official cash rate (OCR) by 0.25% has sparked a flurry of speculation about the future of the property market. Those hanging on for dear life are desperate for good news and recency bias is at work here - many believe lower interest rates signal a return to the boom times.
I met recently with Rishab Sethi from the NZ Super Fund. Rishab is the Chair of the Investment Committee and a Director in the External Investments and Partnerships team. I wanted to understand a little about their strategy, their performance, and their views on being the first sovereign wealth fund to adopt Bitcoin. To frame
Many believe central banks can destroy inflation by raising interest rates. Seems fair enough - after all, if you make something expensive to own, like an extra rental property, less people will buy them. However, this belief overlooks the complexity of competing economic forces like unemployment rates, growth in the economy, in government operations, demographics,
A prophet is seldom welcome in their hometown. Similarly, Kiwi's have to make it big, before they're acknowledged locally. When it comes to many types of investments, you spot a similar theme. It's not until you see things succeeding overseas, that Kiwi's sit up and take notice. Recently some research came up that showed NZ
Investing on autopilot works because of the way our money works. The constant creation of new currency through the act of bank lending and government shell games, creates more money than 'stuff' there is to buy. Over time this cause the price of things we own, and the cost of things we need, to rise.
