I've been providing financial advice, in some form or another for over 21 years now, and I'm just warming up! Rudolf Steiner was an influential Austrian philosopher, social reformer, and esotericist who lived from 1861 to 1925. He developed a theory of human development based on seven-year cycles, which he believed were linked to astrological
When you "invest" in a bond, you're effectively becoming a lender. You part with a sum of money with the expectation that you'll get it back in the future, along with interest. When you lend to the government by buying bonds, you're essentially lending to an entity considered risk-free. A Bitcoin bond, where 80% goes
I have kids, so I’ve watched "Guardians of the Galaxy" a hundred times. The soundtrack features the late 60s and early 70s family supergroup, The Five Stairsteps. Their song "O-o-h Child" would have been known to us growing up back then, distorted, of course, by the 1970s family sedan AM radios. It’s an effective tactic
Time to 'push through', or 'stand strong'? I wanted to get stuff done this past Saturday. I was picking up a mini-excavator to finish some drainage. I wanted to get the kids on a working bee, and I had to get a couple reports out before Monday too. I had it all planned out. But
Passive investing has become a popular choice for many investors due to its simplicity, low cost, and simple access to compounding returns. So what is passive investing? Passive investing is an investment strategy that involves buying and holding a diversified portfolio of assets, such as shares, fixed interest, and property, in order to match the
Investment risk is a topic that's often simplified to the point of being misleading. While it's true that every time we aim for an investment return, we're taking a risk, the nature of that risk isn't always clear-cut. Many investors, especially everyday folks, may be taking on more risk than they realise. Understanding Volatility and
By Carley Ellis As a human living in 2023, you're likely to be doing a lot of “stuff”. Balancing work, kids, partners, pets, housework, exercise, hobbies, parents – the list can be long. There are only 24 hours in a day, but we're often trying to multi-task and cram more in. Add a bit more
By Carley Ellis I was seven, maybe eight years old and I was playing with my cousins at my Nana’s house. I’m pretty sure were playing something wholesome like Hide and Seek, and being the youngest, I was still stuck on “Finder” duty. I heard some giggling coming from the inside of the bathroom -
The Zombie-Apocalypse Portfolio is a collection of investments that include exposure to alternative investments that also work as forms of money. Crypto, start-ups, fine art and precious metals like gold and silver are examples of alternative investments. In my younger years I’d listen to ‘alternative’ music like Fugazi, Pixies, screaming trees, Nirvana. In a way,
By Carley Ellis A family trust may have been sold as a great way to offer protection, but it really only works if you maintain it well. Personal insurance is no different. The Good, The Bad, and The Unpaid – Why Insurance Policy Ownership Matters In my role as an insurance adviser, I meet people
