Wealth building isn't just about financial prosperity, it's about going through a process of transformation, and making a difference in the world in the process. Conforming to those doing life all around us often doesn't lend itself to thinking big. If you cling to what you have, the truth is, you're more likely to lose
2023 is now well underway. Already, we’ve all had a go with ChatGPT, we’re witnessing stress cracks within WEF, we see that Russia’s making another push in Ukraine, and here in NZ we’ve just farewelled a prime minister. While all this is going on, investor sentiment seems to be bouncing back. Is it a trap
Worked in Aussie? You may have unclaimed super money sitting with the Australian Tax Office, which isn’t being invested. If you’re a New Zealand permanent resident or citizen who has worked in Australia at any point in the last 20 years, you may have unclaimed super money (USM) held by the Australian Tax Office (ATO).
We earn a living when we exchange our time and use of our capital for currency. We pay taxes, cover our essentials, and then we have a choice between living in the moment or making provision for the future. During this January, I've had a couple of weeks off and I've been thinking about work
Emerging markets, defined by MSCI as 46 countries including China, India, Southeast Asia, Latin America, and Africa, have largely been a disappointment for investors over the last 15 years, with negative returns. This is due in part to the traditional index being filled with state-owned enterprises, or government-owned banks and oil companies, which are often
2023 will be fun. I can't wait to watch one inept political party try ousting out another. The challenger sides with the most disillusioned and left out members of society. If they get it right, they get to make up some new rules the rest of us have to follow. Meanwhile, the incumbent has a
By Darcy Ungaro The following Christmas message has been generated by an AI-powered chatbot... As the Christmas season approaches, we wanted to take a moment to thank you for your continued trust and partnership with our firm. We understand that managing your finances can be a daunting task, and we are grateful to be able
Are your tāringa painted on?! By Carley Ellis As mum to two young boys and wife to one older one, I’m used to people in my household not listening to me. But it was a huge surprise when my eldest son actually failed his “before-school” hearing check – I thought the hearing loss was selective!
If you have kids born between the mid-to-late 1990s and the early 2010's, you may be somewhere in the zone of watching them transition out on their own. These digital natives were the first generation to grow up with access to technology, and being online before being able to read or write was normal for them. Because
The Zombie-Apocalypse Portfolio is a collection of investments that include exposure to alternative investments that also work as forms of money. Crypto, start-ups, fine art and precious metals like gold and silver are examples of alternative investments. In my younger years I’d listen to ‘alternative’ music like Fugazi, Pixies, screaming trees, Nirvana. In a way,
