Could Central Bank Digital Currencies (aka programmable money), make you poor? A sensationalist and alarming claim would be that the Bank of International Settlements (B.I.S), through a 'unified ledger', is attempting to coordinate, through Central Banks, a plan of world domination. To really turn it up a notch, you could suggest it's the next step
Curiosity May Cost You a Finger, But Ignorance Can Make You Poor Fixating on your footsteps as you behold the wonder of being able to walk up and down stairs, can cause you to trip. Second guessing what you instinctively know to be true can destroy even deeply held confidence. On the other hand, falling
I had a prospective client ask me when she would see a return from the cost of my financial advice. It was a brilliant question, and it caused me to think deeply about not only the value I offer, but the relationship between price and value. Sometimes value can't be measured within a specific timeframe,
Property: In the New Zealand property market, we've seen house prices take a significant dip since their peak in late 2021 - depending on what you read and the day you read it on, it could be as much as 17%. That home purchased in 2021 for $1 million? It's now sitting at about $830k.
Time freedom is to have complete control over one’s time. Imagine this for yourself: If you genuinely had all your cares taken care of, not just in your life but for all around you, what would you do with your time? Imagine not having to go to work and having all the resources you needed
The recent drop in the official cash rate (OCR) by 0.25% has sparked a flurry of speculation about the future of the property market. Those hanging on for dear life are desperate for good news and recency bias is at work here - many believe lower interest rates signal a return to the boom times.
August is Money Month in New Zealand, and it's the perfect time to focus on activities that can enhance your financial security not just for the month, but for the rest of your life. Here are three essential actions to consider: Work Hard, Work Smart, Stay Open-Minded: Strive to earn as much as you can
I met recently with Rishab Sethi from the NZ Super Fund. Rishab is the Chair of the Investment Committee and a Director in the External Investments and Partnerships team. I wanted to understand a little about their strategy, their performance, and their views on being the first sovereign wealth fund to adopt Bitcoin. To frame
A prophet is seldom welcome in their hometown. Similarly, Kiwi's have to make it big, before they're acknowledged locally. When it comes to many types of investments, you spot a similar theme. It's not until you see things succeeding overseas, that Kiwi's sit up and take notice. Recently some research came up that showed NZ
Investing on autopilot works because of the way our money works. The constant creation of new currency through the act of bank lending and government shell games, creates more money than 'stuff' there is to buy. Over time this cause the price of things we own, and the cost of things we need, to rise.
