I shouldn't let it get personal, but this time it's different. I’m tired and angry at all the financial pain out there. So many people are doing it tough. The gap between 'haves', and the 'have nots', is the widest I’ve ever seen, and it’s gobbling up vast chunks of 'the middle', too. There’s never
I realise not everyone has kids, especially around the age where they’re experiencing their firsts, so bear with me and this analogy. I still remember what it was like coaching our newborns through their very first Christmas. They have absolutely no idea what’s going on. The decorations, shrubs inside the house, the freaky old man
If you're just starting out in your journey, trying to answer 'what is this Bitcoin thing', then this one's for you. Reflexivity in your muscles is like when you accidentally touch something hot — your muscles contract super fast to pull your hand away, keeping you from getting burnt, without you even thinking about it.
Bitcoin is a form of digital money, which is similar to gold in many ways. One of the most important attributes of Bitcoin is that it affords the holder of it, the ability to become the bank (in a way). There are many benefits to owning Bitcoin, and it’s more than just ‘number go up’.
Good news: If you’re looking to buy your first home, or take another step, there are easy times to break in, and we may be in one of them now. Housing downturns, recessions, or economic uncertainty, present ways to climb up the property ladder. The only issue is, not many people take advantage of it.
A growing number of Kiwi’s are sleep-walking into retirement poverty. The gap between our means and our needs appears to be widening with each generation. Many retirees would already struggle to live off government superannuation alone, so if you have a few years to go, now’s a good time to visit this topic. If you’re
What’s the value of wealth if achieving it comes at the expense of our freedom to choose. My wife and I recently hit a milestone – we're halfway prepared for our future. It took about 15 years to get here. Keep earning, control our spending, and test our assumptions -If that's all we do from here, we're
"I don't care about climate change - and I don’t care about Trump, free speech, alien disclosure, or even World War 3. The world may be going mad, but unless it impacts my family or my mortgage payments, I just don’t have time for it.’ I can understand this, especially for those doing it tough.
Our money-system works, because we trust our financial institutions. Central Bank Digital Currencies (CBDCs) are a digital transformation of the money we use today. It'll usher in the tokenisation of almost any 'real world asset' and then eventually, allow for a more digital financial system. Using this type of money may increase our reliance on
Could Central Bank Digital Currencies (aka programmable money), make you poor? A sensationalist and alarming claim would be that the Bank of International Settlements (B.I.S), through a 'unified ledger', is attempting to coordinate, through Central Banks, a plan of world domination. To really turn it up a notch, you could suggest it's the next step
