It Shouldn't Be A Secret, But It Is The primary cause behind rising costs, AND positive investment returns, is often the most overlooked aspect of personal finance. It shouldn't be a secret, but it is. The answer's too complicated for some, too simplistic for others, and too contrarian for all. Going forward, ignorance comes with
What's a Chainsaw Got to Do With London Bridge Falling Down? In my shed sits the remnant of my first chainsaw. I’ve owned several over the years, but the most unique one is a McCulloch brand. It has a unique chain-tensioning system which makes it easy to keep chopping as the chain expands from heat.
Where the New Zealand Property Market Is At: Straight Talk Property's always a hot topic, and for good reason. Ever since the '87 stock market crash, it's been the 'drug of choice' - not just for everyday investors, but for banks. At an economic level, the credit creation that occurs through the property segment is
The world is changing Trade wars, tariffs, and a new way of thinking about money are all hitting at once. If you’re an everyday investor, this is about your wealth, your future, and how to play the game when old rules are being followed. Trade’s Getting Messy, and It’s Not Just Talk Since Trump took
In a typical week I'll have 3-5 'one-on-one' meetings to help people make financial decisions with massive long-term consequences. 'How do we purchase our first home?' 'How can I financially split from my partner' 'What's the best way to invest now, now there's a bit of money coming in?' The most nuanced and personalised conversations
To find truth, remain open-minded until you find it - then hold on tight. For everyday people struggling to get ahead in a system that feels rigged, the path to financial security does not in fact, come from getting the degree, working hard, and trying to be liked. That's the old world. In the new
Unlike some things, there's more than one path you can follow to build financial freedom. For my wife and I, residential property investment was our starting point, but it may not be our end point. Nearly 20 years ago, we bought our first rental property—a simpler time when a 5% deposit was enough, prices were
Gold is on the move, and it’s not just a market blip. Central banks are stockpiling it, countries are yanking it back from foreign vaults, and the U.S., once a gold exporter, is now a massive importer, rivaling World War II levels. From Germany to Turkey, nations are repatriating their gold from the New York
Is Wall Street Crashing Main Street, or Is Main Street Crashing Wall Street? In a recent conversation with Rupert Carlyon, Managing Director at koura Wealth, we talked about the volatile interplay between Wall Street and Main Street, sparked by a dramatic 9.5% surge in the S&P 500—the largest daily rise since 2008. This market upheaval
Finding Your Way to Wealth: No One-Size-Fits-All An investment strategy is a framework for you to go about putting money to work in markets. There are many valid strategies you can choose from—you can even make your own. It’s your money, after all. Here’s a few you may have heard of. Dollar cost averaging, or
