Investing

The Gammy-Hip Bull Trap

By |2018-05-09T05:36:29+00:00May 9th, 2018|Finance, Investing, Investment Property, Market Place Review|

Ever been late to a gathering just to find out that you clearly missed the party? Nope, it wasn’t the Asti Spumante or the cheap cologne, you just got the timing wrong. A ‘property investment bull trap’ occurs when you’re too late to the party. You hear amazing things about the gains and experiences of

A Tale of Two Coins – Part Two, the New Monetary System

By |2018-05-09T01:39:47+00:00May 9th, 2018|Bitcoin, Investing, News|

Righto, let’s continue our tale of two coins - last time I covered the current monetary system. Our ‘fiat’ currency doesn’t represent what we think it does (we think it’s an asset but it’s merely a credit note). As uncomfortable as it makes people like me that do what I do, there’s new money on

A tale of two coins

By |2018-05-03T23:05:54+00:00April 30th, 2018|Bitcoin, Finance, Investing, News|

Righto, let’s have a crack at a topic that people like me don’t like talking about. The main reason why is because it’s new, and anything new, especially when it has the potential to change the status quo, makes one feel uncomfortable. Do you kind of feel the same way? So yeah, this stuff scares

When is it okay to pop a boat on a house?

By |2018-04-09T21:32:52+00:00April 9th, 2018|Finance, Investing, Mortgages|

Never! A boat: A wedge-shaped fibreglass hole in the water large enough to absorb all your disposable income. If the weather's right, if you have time, and if it doesn’t need maintenance and repair, you’ll have a great day on the water every time! Now do I endorse borrowing to put anything on the house

When’s it okay to renovate?

By |2018-03-28T01:44:05+00:00March 21st, 2018|Finance, Investing, Mortgages|

I’ve seen this story play out a hundred times in the last couple of years: First home is great, then come the children and the walls start moving in like that scene from Star Wars. The house just isn’t big enough anymore and it’s time for a change. The kitchen needs work, you need another

When’s it okay to put a pool on the house?

By |2018-03-28T01:45:55+00:00March 15th, 2018|Finance, Investing, Mortgages|

‘Never, it should go next to the house!’ - said some smart-ass in the corner. You know what I’m talking about right though- you own a home with a backyard that’s simply crying out for it - ‘gimme a pool!!!’ You potentially had one as a child and you had fond memories of having your

When’s it okay to pop a car on the house?

By |2018-03-28T01:57:22+00:00March 7th, 2018|Finance, Investing, Mortgages|

The latest generation of homeowner is far more likely to borrow against the value of their home, to buy stuff that does not increase in value, like a car. Is this right or wrong? Grandpa says it's wrong, your dad’s done it though, and you’re all about it - but should you be? Getting into

A cup of cold sick, on an otherwise lovely day…

By |2018-02-11T22:57:25+00:00January 24th, 2018|Insurance, Investing, Kids, Mortgages|

A cup of cold sick, on an otherwise lovely day… So here’s the thing - an inconvenient truth herein lies, when one stops work before they die. Today, 1 in 3 are 65 with a mortgage - what would tomorrow's you look like?*. Yip, I may be about to ruin your day. It’s kind of

What makes a good rental property?

By |2017-11-30T23:10:14+00:00November 30th, 2017|Finance, Investing, Mortgages, Tomorrow's U|

Possibly every first-time property investor has asked me this question. Understandably, if you’re making the call to buy an investment property, you’re comfortable with exceedingly large amounts of debt and taking a risk, for the promise of return down the line. If you’ve read the article on the MRTMAD method and tomorrow’s you, then you’ll

The MRTMAD Method & Tomorrow’s You.

By |2017-11-30T22:59:19+00:00November 30th, 2017|Finance, Investing, Mortgages|

I really do pity the fool who hasn’t heard of the MRTMAD method. Here’s my dirty secret though: Just made it up. Mortgage Reduction Through More Accumulation of Debt - yip, that’s a thing now as I have an acronym. The typical mortgage comes out of the box on a 30 year loan term. You’ll