"I don't care about climate change - and I don’t care about Trump, free speech, alien disclosure, or even World War 3. The world may be going mad, but unless it impacts my family or my mortgage payments, I just don’t have time for it.’ I can understand this, especially for those doing it tough.
When you come from nothing, the only way to catch up is to work harder than everyone else and use leverage. If you can use other people’s money, with permission of course, and make correct assumptions about the future, you might build more with less. But with current global events, it’s crucial to test your
Our money-system works, because we trust our financial institutions. Central Bank Digital Currencies (CBDCs) are a digital transformation of the money we use today. It'll usher in the tokenisation of almost any 'real world asset' and then eventually, allow for a more digital financial system. Using this type of money may increase our reliance on
Could Central Bank Digital Currencies (aka programmable money), make you poor? A sensationalist and alarming claim would be that the Bank of International Settlements (B.I.S), through a 'unified ledger', is attempting to coordinate, through Central Banks, a plan of world domination. To really turn it up a notch, you could suggest it's the next step
Half a % Slash: Ready-Set-Go 1983 was my first exposure to something akin to a 'Dad joke' - 'We're off, like a turd of hurdles!' A herd of turtles was mind blowing enough, but he must have been thinking this every time we jumped in the car - 'we're making progress, but it's still pretty
Curiosity May Cost You a Finger, But Ignorance Can Make You Poor Fixating on your footsteps as you behold the wonder of being able to walk up and down stairs, can cause you to trip. Second guessing what you instinctively know to be true can destroy even deeply held confidence. On the other hand, falling
Twice a year, we adjust our clocks. Once a day, the earth spins around, and in a year, we all complete a circuit around the sun. Our own lifecycle, from conception until death, in roughly 15-20 year increments, cycles between one focus, to another: From 'Me' (single) to 'Us' (finding a partner) to 'They' (having
With so many strategies available with property or even investing outside of property for that matter, it's often hard to know where to start. One effective approach is to understand what the future might look like and align your investment strategies accordingly. To begin, consider the broader economic and technological trends. Will governments and central
Property: In the New Zealand property market, we've seen house prices take a significant dip since their peak in late 2021 - depending on what you read and the day you read it on, it could be as much as 17%. That home purchased in 2021 for $1 million? It's now sitting at about $830k.
Time freedom is to have complete control over one’s time. Imagine this for yourself: If you genuinely had all your cares taken care of, not just in your life but for all around you, what would you do with your time? Imagine not having to go to work and having all the resources you needed
