If you are a customer of Sovereign Home Loans, also known as Go Home Loans, you may have recently been informed about some changes. The Sovereign brand is being retired, and ASB, the quiet lender that has been operating in the background, is going to be more visible. To provide some background, Go Home Loans is
It's odd that when it comes to our riches, we run the globe through faith in man-made shell games. Silvergate Bank, a crypto-focused bank with over $6 billion in deposits went bankrupt last week, and thanks to the speed at which news like this travels, it was just another Netflix series to binge on, covering
Pete retired at the age of 50. Since then (and arguably before it too), he and his wife Billie have been living an amazing adventure. For Pete, retirement isn't just about having a healthy balance sheet, but about living a life that is jam-packed full of everything you want, and nothing you don't. Pete and
By Carley Ellis Fiona Apple once said, “Home is where my habits have a habitat”. But what happens when the home you purchased as a minimalist couple, now houses two adults, two rambunctious boys, and a large dog of questionable intelligence? My husband and I started feeling the walls literally closing in when our second
Secure Your Family's Future: Start Building Your Wealth Nest Today! In an uncertain world, where rising costs and falling asset values abound, wealth generation rooted in strong personal finance is the best stance to take. Why just cope when you can thrive? We’re here to tell you about a life-changing strategy to protect your family's
Mortgage offset facilities, for those who are unfamiliar with the idea, are a feature of some homeloans that allow borrowers to utilise their savings to lower the amount of interest they pay on their loan. In essence, the borrower's savings are "offset" against the outstanding balance of their homeloan, lowering the amount of interest they
A house sale is a major life decision, and it's not always one we get to make voluntarily. Life can happen to us sometimes, and in many cases, our only option is to sell in a down market. In this article, my goal is to reduce the added stress that often occurs when we make
Pay down your mortgage quickly, stick to managed funds (passive ones, if possible), and reduce your spending to a bare minimum. Some people will find this pleasing, and others, let's be honest a bit bland. Financial advice is only every useful when it's fresh. Take an old tip or trick you learn (or worse, from
Glossary: NFT: An NFT, or non-fungible token, is a unique digital asset that is stored on a blockchain and represents ownership of a specific item or piece of content, such as art, music, or videos. Another phrase hopefully adopted for this type of asset, is 'digital property rights'. Bitcoin: A decentralized digital currency that uses
The ease at which you can access something, is the ease at which it can rob you, especially as you run for the exit. Glitzy UI masks AI-powered sludge, suffocating independent thought. We’ve arrived at mediocrity. In another world, higher rewards may be available for those willing to see things as they’re about to be,
