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About Darcy Ungaro

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So far Darcy Ungaro has created 120 blog entries.

A Conversation with G. Edward Griffin

By |2025-08-12T22:09:12+13:00August 12th, 2025|Investing, Myths busted!, Tomorrow's U|

When the Beast Controls Your Wallet I had a chance recently to catch up with the legendary author G. Edward Griffin. At age 93 he may not see it come to pass, but he's been warning we're in the final stages of the current monetary system. It sounds scary, but if you're prepared, and you

Is Bitcoin Creating a Political Revolution?

By |2025-08-03T21:51:59+13:00August 3rd, 2025|Bitcoin, Tomorrow's U|

Is Bitcoin Creating a Political Revolution? The question of whether Bitcoin is fueling a political revolution is something I've been chewing on for a while. According to a 2024 study by Fidelity, 47% of institutional investors now consider digital assets like Bitcoin an important part of their portfolios. Yes, large fund managers, family offices, and

Buying It Up, When It’s Going Down

By |2025-07-29T18:31:43+13:00July 28th, 2025|Interest Rates, Investment Property, Mortgages|

It's Time Adjusted for inflation, New Zealand’s property prices have cratered over the last 3–4 years. For Kiwis with a lump of lead in the belly, take heart. This downturn isn’t just an omen of doom, it’s the sound of opportunity. For first home buyers and upgraders, the ladder has never been more visible, especially

Hard Truths: If You Want More, DO MORE. But What?

By |2025-07-27T21:23:31+13:00July 27th, 2025|Finance, Investing, Retirement, Tomorrow's U|

Why Focus and Effort Trump Easy Paths In a world mesmorised with the mirage of effortless wealth or returns without risk, it’s worth pausing to ask: can genuine, transformational wealth still come from work hard and focus? With record amounts of cash sitting idle in bank accounts and property markets showing signs of strain, many

Will This Be NZ’s First Bitcoin-Property Transaction?

By |2025-07-20T21:41:54+13:00July 20th, 2025|Bitcoin, Mortgages, News|

Could This Be A Turning Point? Sometimes the future doesn’t tap politely. It knocks, and while the instinct is to keep the door bolted, at some stage we need to do better. That’s what’s happening right now in New Zealand, as John Alcock aims to facilitate the country's first property sale powered entirely by Bitcoin.

Toy Guns & RBNZ Policy Error

By |2025-07-21T21:32:21+13:00July 10th, 2025|Finance, Interest Rates, Mortgages|

When Process Trumps People. There’s a special kind of regret that comes only after you’ve made a parenting call that would make your own mother shake her head. Picture this: a holiday, a bit of nostalgia, and a couple of shiny metal cap guns for the kids (because, of course, the best souvenirs are the

NZ Property Market = Global Gauge?

By |2025-07-07T01:53:01+13:00July 7th, 2025|Interest Rates, Investing, Investment Property, Mortgages, Retirement|

Why Does It Feel Like We're Being Watched? If you’re a homeowner, or thinking about getting onto the property ladder, consider this theory: New Zealand is an experiment. The Reserve Bank of NZ hiked interest rates quicker/faster/farther than anyone thought possible, and now our economy is paying the price. It's too much. Yes, it was

Time To Ditch The Brick & Tile Beauty? Then What?!

By |2025-06-30T21:38:23+13:00June 30th, 2025|Bitcoin, Interest Rates, Investing, Investment Property, Retirement, Tomorrow's U|

Originally published in the Herald 29/06/25, by Darcy Ungaro If Not Property, Then What? Remember when a property was just a home? There was a time when a house wasn’t an “asset” but simply shelter for families. Fast forward, and now property is the investment of choice for most Kiwis, myself included, as a way

Better Get Rich, Kids: Teaching Your Kids To Invest

By |2025-06-29T23:20:24+13:00June 29th, 2025|Finance, Investing, Kids, Kiwisaver, Retirement, Tomorrow's U|

We can all do better, if we start investing according to our age. Like teaching your kids about money though, it's easier said than done. 1. Engaging Kids in Investing: Fun vs. Tax Efficiency Let’s be honest: the easiest way to get kids excited about investing is to let them buy a slice of something they

Truth, or Doomer Porn? Tales From The Edge of Finance

By |2025-06-22T22:54:08+13:00June 22nd, 2025|Finance, Interest Rates, Investing, News, Retirement, Tomorrow's U|

You don't have to be vegetarian to try the salad, and you don't have to be an extremist to listen to extreme views. There’s a certain discomfort that comes from peering over the edge—especially when the abyss you’re staring into is the global financial system. Entertaining “fringe” ideas like a debt collapse, fiat failure, or

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