I've been providing financial advice, in some form or another for over 21 years now, and I'm just warming up! Rudolf Steiner was an influential Austrian philosopher, social reformer, and esotericist who lived from 1861 to 1925. He developed a theory of human development based on seven-year cycles, which he believed were linked to astrological
It’s not difficult these days to research questions around how things work. I recently taught myself how to use diesel fuel mixed with used motor oil to create a great stain for my deck. All by watching a few YouTube videos. It looks great. My wife hates the ‘truck stop’ smell, but there's something satisfying
I shouldn't let it get personal, but this time it's different. I’m tired and angry at all the financial pain out there. So many people are doing it tough. The gap between 'haves', and the 'have nots', is the widest I’ve ever seen, and it’s gobbling up vast chunks of 'the middle', too. There’s never
I realise not everyone has kids, especially around the age where they’re experiencing their firsts, so bear with me and this analogy. I still remember what it was like coaching our newborns through their very first Christmas. They have absolutely no idea what’s going on. The decorations, shrubs inside the house, the freaky old man
If you're just starting out in your journey, trying to answer 'what is this Bitcoin thing', then this one's for you. Reflexivity in your muscles is like when you accidentally touch something hot — your muscles contract super fast to pull your hand away, keeping you from getting burnt, without you even thinking about it.
Bitcoin is a form of digital money, which is similar to gold in many ways. One of the most important attributes of Bitcoin is that it affords the holder of it, the ability to become the bank (in a way). There are many benefits to owning Bitcoin, and it’s more than just ‘number go up’.
Good news: If you’re looking to buy your first home, or take another step, there are easy times to break in, and we may be in one of them now. Housing downturns, recessions, or economic uncertainty, present ways to climb up the property ladder. The only issue is, not many people take advantage of it.
A growing number of Kiwi’s are sleep-walking into retirement poverty. The gap between our means and our needs appears to be widening with each generation. Many retirees would already struggle to live off government superannuation alone, so if you have a few years to go, now’s a good time to visit this topic. If you’re
What’s the value of wealth if achieving it comes at the expense of our freedom to choose. My wife and I recently hit a milestone – we're halfway prepared for our future. It took about 15 years to get here. Keep earning, control our spending, and test our assumptions -If that's all we do from here, we're
