How to become wealthy? First, learn how to make money, then learn how to keep a lid on your expenses, and then invest the rest, the best you can. Can it really be this simple? Yes Spend less than you earn This principle, originating from the book "The Richest Man in Babylon," is the first
With the recent [first step] in an approval of the Ethereum Exchange Traded Fund (ETF), the crypto community is again abuzz with speculation (although it is rather subdued this time around). The big question on everyone's mind: will it be as successful as the Bitcoin ETF? Bitcoin, often seen as digital gold, is primarily meant
Being a Purpose-Based Investor: A Strategy for Modern Times Often, what's on my mind or heart connects to my purpose of building wealth. Today, I want to discuss why you should consider a purpose-based investment strategy rather than just a goals-based one. Given the world's current changes, this approach offers both risks and opportunities. Getting
It's not uncommon for me to have conversations with people, typically in their mid to late 40s, facing a rude awakening. While they were busy focusing on that next bonus to clear the credit card or pay for their mid-winter family Fiji escape, they spot something they never noticed before. It's about this time when
Warning: Most of this post contains an investment strategy with a high probability of failure. Considering the spectrum between 'safe' and 'volatile' in terms of expected outcomes, this one's off the charts. It's not investment advice, or even a good idea. Investments, whether in property, shares, or crypto, follow cycles, and occasionally, someone claims to
Which 'C-Word' describes your approach to retirement? Compassion, Comfort, or Confidence? If you have kids, and parents still alive, you're aware of the need to make good choices your money earlier rather than later. Retirement is a finite period of time to make sure your life is as awesome as it can be. With the
When it comes to retirement, or 'transitionment' if you prefer, KiwiSaver can be a core ingredient, but many of us treat it as the bit on the side. It's important to consider the most common pitfalls that can undermine your efforts and leave you short at your retirement . In a new world now more
