The Zombie-Apocalypse Portfolio is a collection of investments that include exposure to alternative investments that also work as forms of money. Crypto, start-ups, fine art and precious metals like gold and silver are examples of alternative investments. In my younger years I’d listen to ‘alternative’ music like Fugazi, Pixies, screaming trees, Nirvana. In a way,
There's nothing more annoying than just the news. So here's the news the news first, for what it's worth, the OCR has increased by 0.75%. We are now at a level we haven't been since around 2008. Why is the OCR important? This 'official' interest rate that the Reserve Bank of New Zealand sets, indirectly
By Carley Ellis A family trust may have been sold as a great way to offer protection, but it really only works if you maintain it well. Personal insurance is no different. The Good, The Bad, and The Unpaid – Why Insurance Policy Ownership Matters In my role as an insurance adviser, I meet people
By Carley Ellis For Better or For Worth As the days get longer and the nights get sweatier, it’s a great reminder that both summer and wedding season – is upon us! While I love a good wedding and an open bar, it always gets me thinking about how things can change when you’re not
Imagine someone comes up to you with a challenge: I’ll give you a life of fame and everything you want, so long as you can make $32b vanish. My favorite Richard Pryor movie in 1985 was Brewsters Milllions. A minor league baseball player Brewster, who stood to inherit $300m if he successfully fulfils a condition
Welcome to the future – I don’t know about you but I never thought we’d get here. Investing in bonds and understanding the way the bond market works, is not something that comes natural to me. I'm conscious that it's a topic a bit too technical for some - let's cover some basic ground first,
Why buy your own home these days? After all, prices (while starting to fall), are still sky high and 'I don't really want to be tied down to that'. Here's why, and it's pretty simple: You have to live somewhere (why not own it?), it's a strong foundation for building wealth (if you start as
