Monthly Archives: September 2022

Property: Is It Sick, or Munted?

By |2022-10-05T01:46:53+13:00September 28th, 2022|Interest Rates, Investing, Investment Property, Market Place Review, Mortgages, News|

What’s up with property? If it's munted, perhaps we should move on and think about different things. If it's just a little sick, well we know in all probability, it's likely going to get better. Maybe we should we prepare for the season in which property recovers? If you’re currently a home owner, with or

Wealth: A foundational definition.

By |2022-09-19T01:10:46+13:00September 19th, 2022|Finance, Investing, Investment Property, Kids, Kiwisaver, Retirement, Tomorrow's U|

Te Whare Tapa Whā If you're ever to ask me what the best life insurance policy is, I will tell you the truth. A healthy lifestyle. But what does that mean? Because health doesn’t just mean the absence of sickness.  It means that we're thriving, both physically and mentally. The wider effects this has on

Expecting a Top-Up?

By |2022-09-19T00:50:40+13:00September 14th, 2022|Interest Rates, Market Place Review, Mortgages|

"Would it make a difference if we asked for lower amount instead?"   This is one of the most common questions of 2022.  Lending criteria, partially thanks to the unbelievably inappropriate but politically highly convenient piece of legislation known as the CCCFA, is something you've likely heard about by now. I was one of the

Re-Fixing: A Cautionary Tale

By |2024-10-10T11:13:37+13:00September 14th, 2022|Finance, Interest Rates, Mortgages, Myths busted!|

​Under the Fair Trading Act, businesses in New Zealand can’t mislead you with false information in advertising or about pricing. For several years, many NZ-based banks have been processing re-fix requests using direct 'digital' channels. What this means, is that you, the borrower, are either emailed or notified (on the app) that special rates are

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