Finding Your Way to Wealth: No One-Size-Fits-All An investment strategy is a framework for you to go about putting money to work in markets. There are many valid strategies you can choose from—you can even make your own. It’s your money, after all. Here’s a few you may have heard of. Dollar cost averaging, or
Inflation Is Not Transitory: So is it a Bug or a Feature? Fees, taxes, and inflation—nothing robs your investment account more than this evil threesome. With fees, if you’re not getting value, you can move your money wherever you like, but there’s diminishing returns the further you go. Once you hit zero then you realise,
Today, central banks and government agencies wield unprecedented influence, distorting free market signals in their quest to steer the economy. Interest rate tweaks, quantitative easing, and fiscal interventions have potentially synchronised asset classes like equities and bonds, eroding the negative correlation that once cushioned portfolios against volatility. Translation: Trying to influence the rate at which
I'm getting this question a lot lately, and it's understandable after a period of strong, rising prices, followed by a sharp pull back. For full disclosure, we've used property to build the majority of our net worth. Just because prices are down, there's no way I'm selling now. Why? Because there's no material change to what
On March 5, 2025, Adrian Orr, Governor of the Reserve Bank of New Zealand, announced his abrupt resignation, cutting short a second five-year term that should have carried him to 2028. No reason was given—just a quiet nod to inflation tamed and a financial system still standing after years of turbulence. No mention of the
Risk: What does it really mean, and how much should you take? Risk in Everyday Life vs. Investing Think about the fun, non-financial things you enjoy—fishing, mountain biking, or even crossing the road. Each carries a chance of disaster: a shark attack, a crash, or a rogue bus. Yet, if the odds of total loss
Those who know me know that I'm not a fan of sports. In a moment of weakness recently, though, I watched 10 minutes of motorsport with one of my kids. Perhaps because it's pretty simple to understand, I'm happy to allocate a very small amount of my attention to it (and perhaps a bit of sailing).
I learnt a lot recently talking to Alasdair Macleod, about a perspective that centers around a systemic failure of the system of credit. What’s credit? Well, if Gold is money and everything else is credit, then effectively all representations of value we can trade outside of Gold is what we’re talking about. Turns out, quit
As we stand at the threshold of 2025, the New Zealand property market finds itself at a critical juncture. After weathering a significant storm that saw values plummet by 15-20% from their peak just three years ago, many are wondering: Will the housing market finally find its floor? The property market has been buffeted by
Investing is great - over time you'll sort out your retirement. With what you have left, there may even be a little something to leave the kids. That perspective is 100% valid, but for some, they in search of something bigger, something with purpose. This is where setting in motion a strategy of building intergenerational
