Hello and welcome to the final article in our mortgage series. We've previously discussed how much of a mortgage is too much, and when you should start repaying it. Now, we're delving into how you can efficiently repay your mortgage. To begin, let's use an example. A $1 million mortgage repaid over 30 years could
Rinsing Off Greenwash: Seeking Genuine Insights on Sustainable Investing Every day, it seems like more and more companies are jumping on the 'sustainability' bandwagon. As someone who's been passionate about the environment before it became trendy, I'm curious about the intersection between the environment., and investing. But let's be honest, it's hard to find genuine
Introduction The world of property can often feel like a maze, complete with its own unique set of twists, turns, and language. To a novice, it might even seem like a completely different universe, with a myriad of jargon that can seem almost alien. But fret not, this guide will serve as your trusty translator
Hello everyone, and welcome back to part two of our mortgage series. Today, we're tackling the pressing question: When is the best time to start repaying your mortgage aggressively? Before we dive in, remember that everyone's financial situation is unique, and what works for one person may not work for another. But here, we'll explore
In our modern-day world of investing, property stands as a tried and true asset class, especially in New Zealand. The financial landscape continually evolves with online investing apps and content to consume that'll bring you pretty close to 'educated enough' to give things ago and get some okay results. An increase to information and democratising
The core reason behind inflation, and consequently, higher interest rates, is arguably due to the prolongation of exceedingly low rates in the past. This approach was the consensus of central banks post-2008 and more recently in March 2020. While this strategy was widely endorsed, I held reservations. Over time, my perspective has shifted towards the
The New Zealand Housing Market Gets Some Good News as the RBNZ Lowers Loan-to-Value Ratio Limits The recent relaxation of loan-to-value ratio (LVR) regulations by the Reserve Bank of New Zealand (RBNZ) has prompted cautious optimism about the future of the New Zealand real estate market. The RBNZ's move comes amid talk that interest rates
Whether you're an experienced political analyst, a curious onlooker, or a concerned citizen, keep an open mind regarding the so-called 'housing crisis' from a few years back. It was first home buyers, greedy property investors, and the overseas buyers we suspected, but never really spotted in the act. We we're led on a which hunt
When we alter the very currency of our lives, we reshape the contours of our world. Financial Revolution: Bridging Web3 and Traditional Finance In the world of finance, we find ourselves at an exciting precipice, teetering on the edge of an entirely new era. A transition from the old to the new is taking shape
As we find ourselves in the throes of an election year, we're confronted with a multitude of complex and pressing conversations. One such conversation that stands out concerns our economic systems and the governance that guides them. I stand for an economic model that champions competition, propels growth, and has consistently demonstrated its capacity to
