Why Ungaro & Co?

The Organisation

In late 2025, after 21 years providing advice with mortgages and insurance, Ungaro & Co pivoted towards wealth advice and financial strategy. Now providing high value KiwiSaver and investment services, you can reach out to Darcy here.

Darcy Ungaro is a qualified financial adviser who is engaged by Radical Investment Limited, the FAP (Financial Advice Provider) licensed with the FMA.

For investment, KiwiSaver, or coaching, reach out to Darcy now for fee-only advice here.

Our Clients

What our clients have in common?

They value our insight, originality, and independence when advice is given.

They value the relationship – built right from the start, it’s a fruitful partnership for life, that our clients share with others.

Clients of ours have a positive outlook on life in general‚ look for the best in others – they are seeking wealth, knowing there’s more than enough of it to go around. 

Our clients are ‘successful’, but not just with their careers, and they value what we bring to their team.

Our Process

1 –Let’s establish if we can help first and foremost. At the outset let’s have a free, no obligation 15-min phone call to find out if there’s value to you in what we do. If we cannot help, don’t worry – we will let you know!

2- If we can help, let’s meet! At this meeting, we’ll help you discover and define where you’re going financially. Once we know about where you want to go, we can discuss how to get there. Following our meeting, you’ll receive a written summary of advice, and if you want help arranging something further, we’ll clarify the costs and agree on the scope of the work to be undertaken. 

3- Implementation: Financial advice is provided on a fee-basis upfront, with no expectations to proceed with with a recommendation. If you are engaging us for coaching services, you will be responsible for the implementation.

4- Review. Most of our clients participate in periodic reviews. Staying connected is the part of our job that makes the biggest difference in your world – you’ll end up investing a lot of who you are with us, and this will return a dividend in the long run.

Advised New Zealanders are twice as likely
as unadvised New Zealanders to feel at least
reasonably prepared for retirement *.

Ungaro and Co has developed a policies and procedures guide that covers things like business continuity, safety and security of staff, technology and security. Should something go wrong, we also have processes in place to resolve complaints – you can learn more about this here: How to make a complaint.

What We Believe …

A financial adviser should be someone you can relate to – we all want to provide for our families and we’d also like to make an impact on things we believe in. 

Financial Literacy: We believe NZ children are not being taught enough from their schools, and their families about how to handle money.  By dealing with the parents (our clients), indirectly we’re making a difference for the children.

In particular, we value the following:

Banqer – An organisation that’s working to lift financial literacy levels in schools

The Commission for Financial Capability

The Parenting Place: The place to go for parenting advice.

Financial Education – Darcy may be available to speak to your organisation (upon request and subject to availability) around matters connected to financial literacy. In addition, Darcy hosts a weekly investment podcast in an attempt to deliver some financial knowledge to those who wouldn’t normally be inclined to access it.

5- Generosity – Being a responsible investor involves supporting (directly) charities and organisations in NZ involved in doing good. Darcy believes that the power of generosity is real, and benefits can be evidenced on both sides over time.