Traditional finance aims to keep you 'safe' from the next frontier; they're also protecting their revenue models. The wealthy of the past were always ready when new frontiers showed up. Today, we’d consider them crazy or conspiracy theorists for not thinking like the rest of us. But without them, there’d be no high priest of
The 'Greater Than' Auction Strategy Real estate agents are the psyop masters of the property market. They've honed this skill over countless open homes, acting as the market's maestro. Picture the "greater than" symbol knocked over on its side. At the top, you've got the vendor, filled with high hopes, often inflated by the
The core reason behind inflation, and consequently, higher interest rates, is arguably due to the prolongation of exceedingly low rates in the past. This approach was the consensus of central banks post-2008 and more recently in March 2020. While this strategy was widely endorsed, I held reservations. Over time, my perspective has shifted towards the
Whether you're an experienced political analyst, a curious onlooker, or a concerned citizen, keep an open mind regarding the so-called 'housing crisis' from a few years back. It was first home buyers, greedy property investors, and the overseas buyers we suspected, but never really spotted in the act. We we're led on a which hunt
There's nothing more annoying than just the news. So here's the news the news first, for what it's worth, the OCR has increased by 0.75%. We are now at a level we haven't been since around 2008. Why is the OCR important? This 'official' interest rate that the Reserve Bank of New Zealand sets, indirectly
If I hear the word 'unprecedented' one more time this year I'm drinking one of the 4-litre containers of hand sanitizer under my sink. As with much of noise we've surrounded ourselves with this year, this year I've really learnt that pessimism is more expensive than optimism. We've seen this play out with our KiwiSaver
Chances are, at least one of those words will get you excited a little... For me it's all 4 I recently had a discussion on these 4, magical wealth-building ingredients, with fellow podcaster, Reece Reilly, who hosts a podcast and Youtube channel called KiwiTalkz. Should you repay debt or invest at the same time?
Selling your home can be a daunting experience, but something we all may have to go through at some stage. Often, we don't even know what we don't know until we encounter it for the first time too - how to choose and agent, how to market your property, what kind of work should you
Buying a home is a 'full on' experience. Right up there with asking someone out for the first time, having kids for the first time, and watching Tiger King... Even if you're a seasoned pro, there's always some curly new twists you'll encounter, especially if you're selling at the same time. Things that can make
10 THINGS YOU SHOULD KNOW WHEN BUYING A HOUSE In this post I'm keen to help some people out - it's not that you're dumb, but unless you do this stuff every day you're likely benefit from at least a couple of points here. Here's the thing - your mortgage is likely your biggest expense
