planning

Myth #2 – A financial advisor will take away my fun!

By |2018-08-30T23:51:51+00:00August 30th, 2018|Finance, Investing, Mortgages, Myths busted!|

A financial adviser will take away all my fun! A financial adviser won't take away from your quality of life - they should actually be adding to it. Instead of judgement here - I'm going to bring some revelation to the area of your personal finance: - It's not about 'stopping' something - It's not

Myth #4 – I’ll build wealth once I’m debt free

By |2018-08-30T23:53:10+00:00August 30th, 2018|Finance, Interest Rates, Investing, Investment Property, Myths busted!|

I’m going to share an observation that I’ve learnt from my most successful clients for over 15 years. You don’t build property wealth by reducing debt. You do it by holding assets that grow in value. Why is it then that there’s an entire industry devoted to debt repayment? We consistently see people who've paid

3 Vicious traps for home buyers!

By |2018-07-18T04:47:46+00:00July 18th, 2018|Finance, Interest Rates, Investing, Investment Property|

Imagine you're dying of cancer - would you be willing to do almost anything to win back good health? In a battle for life and death, what would you do to win? There are 3 traps that snare many home buyers - here they are, and you won't hear this anywhere else! 1 - The

Retirement – How much will it cost?

By |2018-07-08T23:08:06+00:00July 8th, 2018|Finance, Retirement|

So you’re taking a trip and you’re deciding what to bring. The weather, your free time, transport and accommodation, all important considerations right? Planning a trip and your retirement should be approached in a similar way. If you’re in your 40’s you may have about 20-30 years to prepare for a period of time that

Retirement – What will it be like?

By |2018-06-22T02:12:08+00:00June 22nd, 2018|Finance, Investing, Kiwisaver, Retirement, Tomorrow's U|

Now that you know what retirement is (it’s the point in time that you’ve chosen to stop working because you need the money.), Let’s talk about what it’s going to be like. 5-year-olds know what they’re going to be when they grow up - 45-year-olds don’t. What happened? For crying out loud this is a

Retirement – What is it?

By |2018-06-21T22:56:56+00:00June 21st, 2018|Finance, Mortgages, Retirement, Tomorrow's U|

1- It’s a point in time. It’s not a state of being. ‘Retired’ sounds so negative - like chewed up and spit out or tired, but not just regular tired - it’s tired again. Retirement isn’t about saggy bits and pieces of pale flesh - there could be something exciting about it, like planning for

Don’t be so namby pamby – teach your kids how to work

By |2018-06-08T01:47:37+00:00May 29th, 2018|Finance, Kids|

Money smarts are one thing, but teaching your kids what to do with money without first teaching them how to get it -  it’s a bit dumb don’t you think? 1 - Work first then play In no way am I a good parent in the traditional sense, just ask my wife. She’s the good

The Gammy-Hip Bull Trap

By |2018-05-09T05:36:29+00:00May 9th, 2018|Finance, Investing, Investment Property, Market Place Review|

Ever been late to a gathering just to find out that you clearly missed the party? Nope, it wasn’t the Asti Spumante or the cheap cologne, you just got the timing wrong. A ‘property investment bull trap’ occurs when you’re too late to the party. You hear amazing things about the gains and experiences of

A tale of two coins

By |2018-05-03T23:05:54+00:00April 30th, 2018|Bitcoin, Finance, Investing, News|

Righto, let’s have a crack at a topic that people like me don’t like talking about. The main reason why is because it’s new, and anything new, especially when it has the potential to change the status quo, makes one feel uncomfortable. Do you kind of feel the same way? So yeah, this stuff scares

When’s it okay to renovate?

By |2018-03-28T01:44:05+00:00March 21st, 2018|Finance, Investing, Mortgages|

I’ve seen this story play out a hundred times in the last couple of years: First home is great, then come the children and the walls start moving in like that scene from Star Wars. The house just isn’t big enough anymore and it’s time for a change. The kitchen needs work, you need another