The 'Greater Than' Auction Strategy Real estate agents are the psyop masters of the property market. They've honed this skill over countless open homes, acting as the market's maestro. Picture the "greater than" symbol knocked over on its side. At the top, you've got the vendor, filled with high hopes, often inflated by the
Mortgage offset facilities, for those who are unfamiliar with the idea, are a feature of some homeloans that allow borrowers to utilise their savings to lower the amount of interest they pay on their loan. In essence, the borrower's savings are "offset" against the outstanding balance of their homeloan, lowering the amount of interest they
"Would it make a difference if we asked for lower amount instead?" This is one of the most common questions of 2022. Lending criteria, partially thanks to the unbelievably inappropriate but politically highly convenient piece of legislation known as the CCCFA, is something you've likely heard about by now. I was one of the
Your own home has taken you hostage – and there are 5 ways you can escape. That’s right, you may have made a horrible mistake when you bought your current home. You purchased the house for the present you instead of the future you. I’m going to try to help you out, as, just
10 THINGS YOU SHOULD KNOW WHEN BUYING A HOUSE In this post I'm keen to help some people out - it's not that you're dumb, but unless you do this stuff every day you're likely benefit from at least a couple of points here. Here's the thing - your mortgage is likely your biggest expense
I've been loyal to my bank, so they'll look after me! Yes, this used to be true...but...Loyalty is NOT rewarded these days my friend! Here’s why: 1 - It’s not the bank who cares about you - it’s the PEOPLE. And good people often move on and get promoted! 2 - Rules trump all in
Financial Advisers just want to sell you products so they can get paid! Well, here’s a myth that has truth in it - the answer is...YES!! Financial advisers want to get paid! Do you go to work for free? The real question that you want to ask here is this: Does the desire to get
Now before you freak out and turn off, I'm not talking about replacing your kitchen or bathroom or even painting and doing the floors. I'm talking about full-blown renovations with council approvals, with big, wordy contracts from your builder, and all sorts of reports for things you've never even heard of. In most cases, renovations
It’s not about the rate that you pay, it’s about the rate at which you repay that matters - get rid of that debt fast, and your interest bill is cheaper. This truth is often ignored as it's not as easy to quantify and compare as a low number - this, unfortunately, causes many to
Who wants to listen to a cheesy show about making money and showing off about how much they know? Well if it’s going to be that kind of party I’ll go stick my face in some mashed potatoes - it’s high time that someone starts getting real about how they talk about financial literacy. The
