When's My House Price Going to Start Rising Again? Ah, the age-old question that's been on the lips of every Kiwi homeowner and potential buyer for decades. If you've been living under a rock, here's a quick recap: inflation is the rate at which the general level of prices for goods and services rises, causing
Mortgage offset facilities, for those who are unfamiliar with the idea, are a feature of some homeloans that allow borrowers to utilise their savings to lower the amount of interest they pay on their loan. In essence, the borrower's savings are "offset" against the outstanding balance of their homeloan, lowering the amount of interest they
What’s up with property? If it's munted, perhaps we should move on and think about different things. If it's just a little sick, well we know in all probability, it's likely going to get better. Maybe we should we prepare for the season in which property recovers? If you’re currently a home owner, with or
Stimulants, depressants, & LVRs Darcy is joined by Jeremy Couchman, a senior economist at Kiwibank, to unpack the names for the many stimulants and depressants intoxicating the housing market right now. From LVR and DTIs, to the other strange monetary drugs, let's get a better idea of what we're taking this summer. L.V.R. has become
Negative interest rates – Are all our Christmas’s arriving at once, or is this a sign of something more sinister to come? What’s a negative yield curve and why as a borrower, should I even care? Jeremy Couchman, senior economist at Kiwibank joins Darcy in a discussion around how things like interest rates, exchange rates, and
