By Carley Ellis As a human living in 2023, you're likely to be doing a lot of “stuff”. Balancing work, kids, partners, pets, housework, exercise, hobbies, parents – the list can be long. There are only 24 hours in a day, but we're often trying to multi-task and cram more in. Add a bit more
Are your tāringa painted on?! By Carley Ellis As mum to two young boys and wife to one older one, I’m used to people in my household not listening to me. But it was a huge surprise when my eldest son actually failed his “before-school” hearing check – I thought the hearing loss was selective!
So you’re taking a trip and you’re deciding what to bring. The weather, your free time, transport and accommodation, all important considerations right? Planning a trip and your retirement should be approached in a similar way. If you’re in your 40’s you may have about 20-30 years to prepare for a period of time that
Money smarts are one thing, but teaching your kids what to do with money without first teaching them how to get it - it’s a bit dumb don’t you think? 1 - Work first then play In no way am I a good parent in the traditional sense, just ask my wife. She’s the good
Teaching ‘money smarts’ to your kids is critical – fail to do this and face a huge liability in your retirement. The most effective way to teach money smarts to your kids is to become more financially disciplined yourself: Earn money, save/invest/repay debt, give, and manage financial risk are the main areas that we’ve already covered. Do these things well and your
Teaching ‘money smarts’ to your kids is as important as teaching them good manners, like chewing with their mouths closed. I believe we’re failing as parents on both, but let’s talk about money smarts – financial literacy. Being literate in finances is the same as being financially disciplined. Broadly speaking it means you’re working on