interest rates

What is INFLATION and why should you care?

By |2020-06-29T04:33:46+00:00June 29th, 2020|Finance, Interest Rates, Investing, Investment Property, Mortgages|

Inflation – on the surface, it would appear at times as though you’re doing really well with investing. If the ‘wealth’ you see is increasing over time, this is great right – but have you factored in inflation? Property has for the most part in NZ, doubled every 10 yrs in price (at least for Auckland)

Interest Rate Predictions 2020

By |2019-12-12T23:37:20+00:00December 12th, 2019|Interest Rates, Investment Property, Kiwisaver, Mortgages|

Will interest rates increase in 2020, or will they fall further? In order to truly understand what influences interest rates, or the cost of currency, we need to dig around a little bit into a few factors. Forgive the technical jargon, but I'll try to break it down as much as possible here. 1 –

5 ways to escape your home.

By |2019-09-11T05:02:00+00:00September 11th, 2019|Finance, Interest Rates, Investing, Investment Property, Mortgages, Myths busted!, Tomorrow's U|

Your own home has taken you hostage – and there are 5 ways you can escape.   That’s right, you may have made a horrible mistake when you bought your current home. You purchased the house for the present you instead of the future you. I’m going to try to help you out, as, just

Myth #1 – Loyality will be rewarded?

By |2019-08-08T23:07:26+00:00August 30th, 2018|Finance, Mortgages, Myths busted!|

I've been loyal to my bank, so they'll look after me! Yes, this used to be true...but...Loyalty is NOT rewarded these days my friend! Here’s why: 1 - It’s not the bank who cares about you - it’s the PEOPLE. And good people often move on and get promoted! 2 - Rules trump all in

Myth #3 Financial advisors get kickbacks!

By |2019-08-08T23:08:18+00:00August 30th, 2018|Finance, Insurance, Interest Rates, Mortgages, Myths busted!|

Financial Advisers just want to sell you products so they can get paid! Well, here’s a myth that has truth in it - the answer is...YES!! Financial advisers want to get paid! Do you go to work for free? The real question that you want to ask here is this: Does the desire to get

Myth #6 If I shop around I’ll get the best rate

By |2019-08-08T23:13:23+00:00August 29th, 2018|Finance, Interest Rates, Mortgages, Myths busted!|

It’s not about the rate that you pay, it’s about the rate at which you repay that matters - get rid of that debt fast, and your interest bill is cheaper. This truth is often ignored as it's not as easy to quantify and compare as a low number - this, unfortunately, causes many to

3 Vicious traps for home buyers!

By |2018-07-18T04:47:46+00:00July 18th, 2018|Finance, Interest Rates, Investing, Investment Property|

Imagine you're dying of cancer - would you be willing to do almost anything to win back good health? In a battle for life and death, what would you do to win? There are 3 traps that snare many home buyers - here they are, and you won't hear this anywhere else! 1 - The

The Gammy-Hip Bull Trap

By |2018-05-09T05:36:29+00:00May 9th, 2018|Finance, Investing, Investment Property, Market Place Review|

Ever been late to a gathering just to find out that you clearly missed the party? Nope, it wasn’t the Asti Spumante or the cheap cologne, you just got the timing wrong. A ‘property investment bull trap’ occurs when you’re too late to the party. You hear amazing things about the gains and experiences of

When is it okay to pop a boat on a house?

By |2018-04-09T21:32:52+00:00April 9th, 2018|Finance, Investing, Mortgages|

Never! A boat: A wedge-shaped fibreglass hole in the water large enough to absorb all your disposable income. If the weather's right, if you have time, and if it doesn’t need maintenance and repair, you’ll have a great day on the water every time! Now do I endorse borrowing to put anything on the house

When’s it okay to renovate?

By |2018-03-28T01:44:05+00:00March 21st, 2018|Finance, Investing, Mortgages|

I’ve seen this story play out a hundred times in the last couple of years: First home is great, then come the children and the walls start moving in like that scene from Star Wars. The house just isn’t big enough anymore and it’s time for a change. The kitchen needs work, you need another