debt

The Nature of Money and War

By |2023-11-11T11:05:00+00:00November 11th, 2023|Bitcoin, Interest Rates, Investing, News, Retirement, Tomorrow's U|

Money is a powerful force that shapes our lives and the world we live in. It can be a source of joy, freedom, and prosperity or a cause of greed, corruption, and conflict. Money just amplifies what was already there. If you're not perfect, I hope you appreciate my take on this topic of money.

Lil’ Miss Conception May

By |2023-06-23T04:16:12+00:00June 14th, 2023|Finance, Investing, Myths busted!, Tomorrow's U|

By Carley Ellis I recently ran a daily vlog over on my Instagram page (@carleymellis), where I addressed 31 common misconceptions that people have about insurance.  I was so surprised at the engagement I received – I assumed people would see “insurance” and instantly turn off. It highlighted to me that insurance is like tax

Debt / Property / Gold / Bitcoin

By |2020-08-11T01:53:12+00:00August 11th, 2020|Bitcoin, Finance, Interest Rates, Investing, Investment Property, Mortgages, Myths busted!, News, Tomorrow's U|

Chances are, at least one of those words will get you excited a little... For me it's all 4 I recently had a discussion on these 4, magical wealth-building ingredients, with fellow podcaster, Reece Reilly, who hosts a podcast and Youtube channel called KiwiTalkz.   Should you repay debt or invest at the same time?

Myth #2 – A financial advisor will take away my fun!

By |2018-08-30T23:51:51+00:00August 30th, 2018|Finance, Investing, Mortgages, Myths busted!|

A financial adviser will take away all my fun! A financial adviser won't take away from your quality of life - they should actually be adding to it. Instead of judgement here - I'm going to bring some revelation to the area of your personal finance: - It's not about 'stopping' something - It's not

Myth #3 Financial advisors get kickbacks!

By |2019-08-08T23:08:18+00:00August 30th, 2018|Finance, Insurance, Interest Rates, Mortgages, Myths busted!|

Financial Advisers just want to sell you products so they can get paid! Well, here’s a myth that has truth in it - the answer is...YES!! Financial advisers want to get paid! Do you go to work for free? The real question that you want to ask here is this: Does the desire to get

Myth #4 – I’ll build wealth once I’m debt free

By |2018-08-30T23:53:10+00:00August 30th, 2018|Finance, Interest Rates, Investing, Investment Property, Myths busted!|

I’m going to share an observation that I’ve learnt from my most successful clients for over 15 years. You don’t build property wealth by reducing debt. You do it by holding assets that grow in value. Why is it then that there’s an entire industry devoted to debt repayment? We consistently see people who've paid

Myth #5 – Renovations can add value

By |2018-08-30T23:53:49+00:00August 30th, 2018|Finance, Myths busted!|

Now before you freak out and turn off, I'm not talking about replacing your kitchen or bathroom or even painting and doing the floors. I'm talking about full-blown renovations with council approvals, with big, wordy contracts from your builder, and all sorts of reports for things you've never even heard of. In most cases, renovations

3 Vicious traps for home buyers!

By |2018-07-18T04:47:46+00:00July 18th, 2018|Finance, Interest Rates, Investing, Investment Property|

Imagine you're dying of cancer - would you be willing to do almost anything to win back good health? In a battle for life and death, what would you do to win? There are 3 traps that snare many home buyers - here they are, and you won't hear this anywhere else! 1 - The

When is it okay to pop a boat on a house?

By |2018-04-09T21:32:52+00:00April 9th, 2018|Finance, Investing, Mortgages|

Never! A boat: A wedge-shaped fibreglass hole in the water large enough to absorb all your disposable income. If the weather's right, if you have time, and if it doesn’t need maintenance and repair, you’ll have a great day on the water every time! Now do I endorse borrowing to put anything on the house

When’s it okay to renovate?

By |2018-03-28T01:44:05+00:00March 21st, 2018|Finance, Investing, Mortgages|

I’ve seen this story play out a hundred times in the last couple of years: First home is great, then come the children and the walls start moving in like that scene from Star Wars. The house just isn’t big enough anymore and it’s time for a change. The kitchen needs work, you need another

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