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Geopolitics and How to Manage Risk: Think Differently

By |2023-11-19T08:36:49+00:00November 19th, 2023|Myths busted!, News, Retirement, Tomorrow's U|

We diversify our portfolio's to lower volatility. In the same way, we should diversify our thoughts to reduce risk. The world is changing fast. Technology, geopolitics, the environment, and society are all shifting. How can we adapt and thrive? How can we prepare for the risks and opportunities? We need to think differently, and we

Risk: How to get More from your Investments.

By |2023-10-20T01:17:16+00:00October 20th, 2023|Finance|

First up... Let's be clear, that in the context of investment vernacular, risk is often confused with the word 'volatility'. Risk implies the probability of complete loss, whereas volatility refers to the fact your investment can fluctuate in value in the short term. Gambling lends itself to the word 'risk', which some types of investments

Retirement – What will it be like?

By |2018-06-22T02:12:08+00:00June 22nd, 2018|Finance, Investing, Kiwisaver, Retirement, Tomorrow's U|

Now that you know what retirement is (it’s the point in time that you’ve chosen to stop working because you need the money.), Let’s talk about what it’s going to be like. 5-year-olds know what they’re going to be when they grow up - 45-year-olds don’t. What happened? For crying out loud this is a

Retirement – What is it?

By |2018-06-21T22:56:56+00:00June 21st, 2018|Finance, Mortgages, Retirement, Tomorrow's U|

1- It’s a point in time. It’s not a state of being. ‘Retired’ sounds so negative - like chewed up and spit out or tired, but not just regular tired - it’s tired again. Retirement isn’t about saggy bits and pieces of pale flesh - there could be something exciting about it, like planning for

A Tale of Two Coins – Part Two, the New Monetary System

By |2018-05-09T01:39:47+00:00May 9th, 2018|Bitcoin, Investing, News|

Righto, let’s continue our tale of two coins - last time I covered the current monetary system. Our ‘fiat’ currency doesn’t represent what we think it does (we think it’s an asset but it’s merely a credit note). As uncomfortable as it makes people like me that do what I do, there’s new money on

When’s it okay to put a pool on the house?

By |2018-03-28T01:45:55+00:00March 15th, 2018|Finance, Investing, Mortgages|

‘Never, it should go next to the house!’ - said some smart-ass in the corner. You know what I’m talking about right though- you own a home with a backyard that’s simply crying out for it - ‘gimme a pool!!!’ You potentially had one as a child and you had fond memories of having your

NZ – We Think You Should Know…

By |2017-07-04T21:09:22+00:00July 4th, 2017|Finance, Interest Rates, Market Place Review, News|

We Thought You Should Know… It helps to understand a little of what’s happening in your outside world, to run your inside world a little better. There’s so much ‘noise’ with traditional media outlets so it’s hard to know what’s actually real – Here are two changes happening soon that we think you should know about, as it could affect

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