Mortgages

Myth #6 If I shop around I’ll get the best rate

By |2019-08-08T23:13:23+00:00August 29th, 2018|Finance, Interest Rates, Mortgages, Myths busted!|

It’s not about the rate that you pay, it’s about the rate at which you repay that matters - get rid of that debt fast, and your interest bill is cheaper. This truth is often ignored as it's not as easy to quantify and compare as a low number - this, unfortunately, causes many to

A Podcast Good For Your Wealth!

By |2018-07-25T23:39:39+00:00July 25th, 2018|Bitcoin, Finance, Insurance, Investing, Investment Property, Market Place Review, Mortgages, News|

Who wants to listen to a cheesy show about making money and showing off about how much they know? Well if it’s going to be that kind of party I’ll go stick my face in some mashed potatoes  - it’s high time that someone starts getting real about how they talk about financial literacy. The

Retirement – What is it?

By |2018-06-21T22:56:56+00:00June 21st, 2018|Finance, Mortgages, Retirement, Tomorrow's U|

1- It’s a point in time. It’s not a state of being. ‘Retired’ sounds so negative - like chewed up and spit out or tired, but not just regular tired - it’s tired again. Retirement isn’t about saggy bits and pieces of pale flesh - there could be something exciting about it, like planning for

When is it okay to pop a boat on a house?

By |2018-04-09T21:32:52+00:00April 9th, 2018|Finance, Investing, Mortgages|

Never! A boat: A wedge-shaped fibreglass hole in the water large enough to absorb all your disposable income. If the weather's right, if you have time, and if it doesn’t need maintenance and repair, you’ll have a great day on the water every time! Now do I endorse borrowing to put anything on the house

When’s it okay to renovate?

By |2018-03-28T01:44:05+00:00March 21st, 2018|Finance, Investing, Mortgages|

I’ve seen this story play out a hundred times in the last couple of years: First home is great, then come the children and the walls start moving in like that scene from Star Wars. The house just isn’t big enough anymore and it’s time for a change. The kitchen needs work, you need another

When’s it okay to put a pool on the house?

By |2018-03-28T01:45:55+00:00March 15th, 2018|Finance, Investing, Mortgages|

‘Never, it should go next to the house!’ - said some smart-ass in the corner. You know what I’m talking about right though- you own a home with a backyard that’s simply crying out for it - ‘gimme a pool!!!’ You potentially had one as a child and you had fond memories of having your

When’s it okay to pop a car on the house?

By |2018-03-28T01:57:22+00:00March 7th, 2018|Finance, Investing, Mortgages|

The latest generation of homeowner is far more likely to borrow against the value of their home, to buy stuff that does not increase in value, like a car. Is this right or wrong? Grandpa says it's wrong, your dad’s done it though, and you’re all about it - but should you be? Getting into

A cup of cold sick, on an otherwise lovely day…

By |2018-02-11T22:57:25+00:00January 24th, 2018|Insurance, Investing, Kids, Mortgages|

A cup of cold sick, on an otherwise lovely day… So here’s the thing - an inconvenient truth herein lies, when one stops work before they die. Today, 1 in 3 are 65 with a mortgage - what would tomorrow's you look like?*. Yip, I may be about to ruin your day. It’s kind of

What makes a good rental property?

By |2017-11-30T23:10:14+00:00November 30th, 2017|Finance, Investing, Mortgages, Tomorrow's U|

Possibly every first-time property investor has asked me this question. Understandably, if you’re making the call to buy an investment property, you’re comfortable with exceedingly large amounts of debt and taking a risk, for the promise of return down the line. If you’ve read the article on the MRTMAD method and tomorrow’s you, then you’ll

The MRTMAD Method & Tomorrow’s You.

By |2017-11-30T22:59:19+00:00November 30th, 2017|Finance, Investing, Mortgages|

I really do pity the fool who hasn’t heard of the MRTMAD method. Here’s my dirty secret though: Just made it up. Mortgage Reduction Through More Accumulation of Debt - yip, that’s a thing now as I have an acronym. The typical mortgage comes out of the box on a 30 year loan term. You’ll