Our Financial World The majority of this podcast revolves around my journey to build wealth and my view of where the world is headed. We all deal with finances, be it through homeownership, banking, or investments. But without the proper tools, understanding your financial position can be daunting. Tools like Sharesight can be invaluable for
Hello and welcome to the final article in our mortgage series. We've previously discussed how much of a mortgage is too much, and when you should start repaying it. Now, we're delving into how you can efficiently repay your mortgage. To begin, let's use an example. A $1 million mortgage repaid over 30 years could
Introduction The world of property can often feel like a maze, complete with its own unique set of twists, turns, and language. To a novice, it might even seem like a completely different universe, with a myriad of jargon that can seem almost alien. But fret not, this guide will serve as your trusty translator
Hello everyone, and welcome back to part two of our mortgage series. Today, we're tackling the pressing question: When is the best time to start repaying your mortgage aggressively? Before we dive in, remember that everyone's financial situation is unique, and what works for one person may not work for another. But here, we'll explore
In our modern-day world of investing, property stands as a tried and true asset class, especially in New Zealand. The financial landscape continually evolves with online investing apps and content to consume that'll bring you pretty close to 'educated enough' to give things ago and get some okay results. An increase to information and democratising
The core reason behind inflation, and consequently, higher interest rates, is arguably due to the prolongation of exceedingly low rates in the past. This approach was the consensus of central banks post-2008 and more recently in March 2020. While this strategy was widely endorsed, I held reservations. Over time, my perspective has shifted towards the
The New Zealand Housing Market Gets Some Good News as the RBNZ Lowers Loan-to-Value Ratio Limits The recent relaxation of loan-to-value ratio (LVR) regulations by the Reserve Bank of New Zealand (RBNZ) has prompted cautious optimism about the future of the New Zealand real estate market. The RBNZ's move comes amid talk that interest rates
Whether you're an experienced political analyst, a curious onlooker, or a concerned citizen, keep an open mind regarding the so-called 'housing crisis' from a few years back. It was first home buyers, greedy property investors, and the overseas buyers we suspected, but never really spotted in the act. We we're led on a which hunt
How Much of a Mortgage Payment Is Too Much? How much of a mortgage is too much of a mortgage in today's world, is a very different discussion than it was just a couple of years ago, and it's certainly a different type of answer that perhaps your parents would have had. No longer is
Everyday investors like us have to figure out how to profit from the intricate financial landscape that is defined by large financial institutions. Expert in banking and professor at Massey University's School of Economics and Finance David Tripe talks to me in the latest Everyday Investor episode. Banks' Influence Can Cut Both Ways Banks have
