Interest Rates

Myth #4 – I’ll build wealth once I’m debt free

By |2018-08-30T23:53:10+00:00August 30th, 2018|Finance, Interest Rates, Investing, Investment Property, Myths busted!|

I’m going to share an observation that I’ve learnt from my most successful clients for over 15 years. You don’t build property wealth by reducing debt. You do it by holding assets that grow in value. Why is it then that there’s an entire industry devoted to debt repayment? We consistently see people who've paid

Myth #6 If I shop around I’ll get the best rate

By |2019-08-08T23:13:23+00:00August 29th, 2018|Finance, Interest Rates, Mortgages, Myths busted!|

It’s not about the rate that you pay, it’s about the rate at which you repay that matters - get rid of that debt fast, and your interest bill is cheaper. This truth is often ignored as it's not as easy to quantify and compare as a low number - this, unfortunately, causes many to

Property Investors Beware!

By |2018-07-23T22:13:44+00:00July 23rd, 2018|Finance, Interest Rates, Investing, Investment Property, News|

You could be smoking crack or selling babies on eBay, but no this is way, waaaaaaaay worse - you're a property investor! All your non-property investor friends think you’ve run off and joined a cult, your uncle thinks you’re insane for borrowing that amount of money, and the only one excited is your mortgage adviser!!

3 Vicious traps for home buyers!

By |2018-07-18T04:47:46+00:00July 18th, 2018|Finance, Interest Rates, Investing, Investment Property|

Imagine you're dying of cancer - would you be willing to do almost anything to win back good health? In a battle for life and death, what would you do to win? There are 3 traps that snare many home buyers - here they are, and you won't hear this anywhere else! 1 - The

The Cycle of 10’s – makes the wee fluff on me cockles run prickly and cold.

By |2017-11-22T22:40:21+00:00November 22nd, 2017|Finance, Insurance, Interest Rates, Market Place Review, News|

I grew up in a small Canadian town a lot like Queenstown -  very beautiful, loads of outdoor fun like skiing and hiking, but imagine more bacon. Like Queenstown, the seasons never failed, and no matter how much you tried to wiggle your way out of winter, summer always came of its own volition. Seasons

Market update – Change is…changing.

By |2017-09-27T23:03:01+00:00September 27th, 2017|Finance, Interest Rates, Mortgages|

Change is definitely changing - the future is not more or less of the same thing. The future will contain bucket loads of transformation - a genuine qualitative shift is coming down the pipeline whether you’re ready for it or not. In the next 2- 10 years expect to see the following: Terrorists will mess

Financial Resonance – The Dance of Timin’

By |2017-07-31T04:59:22+00:00July 6th, 2017|Finance, Insurance, Interest Rates, Mortgages|

Timing vs ‘Time In’ “I heard that the market is so uncertain right now, is it really a good time to buy?’ Here’s what I say to that… Being obsessed with timing and the market conditions is dumb – it’s just another manifestation of your fear, so get over it and stop being a pussy.

NZ – We Think You Should Know…

By |2017-07-04T21:09:22+00:00July 4th, 2017|Finance, Interest Rates, Market Place Review, News|

We Thought You Should Know… It helps to understand a little of what’s happening in your outside world, to run your inside world a little better. There’s so much ‘noise’ with traditional media outlets so it’s hard to know what’s actually real – Here are two changes happening soon that we think you should know about, as it could affect

Property Market ‘Go Around’.

By |2017-07-04T07:01:55+00:00April 11th, 2017|Finance, Insurance, Interest Rates, News|

If you’ve ever learned to fly, one of the first things you learn is the ‘go around’, a simulated aborted landing. When you’re in control of the plane it’s all good, but when you’re not, it’s a little concerning. I had that experience once in a 747 flying into Rome. The pilot pulled out of

What is and what should never be…

By |2017-07-04T07:01:23+00:00January 18th, 2017|Finance, Insurance, Interest Rates, Mortgages, News|

What is and what should never be… 2016 contained a whole host of changes with banks and policy makers jostling for position. I believe 2017 will be slightly more 'interesting' however. Here’s a few things you should know of 2016 -         Banks became stuck between a rock and a hard place. The 'rock' here is the regulators