Finance

Myth #4 – I’ll build wealth once I’m debt free

By |2018-08-30T23:53:10+00:00August 30th, 2018|Finance, Interest Rates, Investing, Investment Property, Myths busted!|

I’m going to share an observation that I’ve learnt from my most successful clients for over 15 years. You don’t build property wealth by reducing debt. You do it by holding assets that grow in value. Why is it then that there’s an entire industry devoted to debt repayment? We consistently see people who've paid

Myth #5 – Renovations can add value

By |2018-08-30T23:53:49+00:00August 30th, 2018|Finance, Myths busted!|

Now before you freak out and turn off, I'm not talking about replacing your kitchen or bathroom or even painting and doing the floors. I'm talking about full-blown renovations with council approvals, with big, wordy contracts from your builder, and all sorts of reports for things you've never even heard of. In most cases, renovations

Myth #6 If I shop around I’ll get the best rate

By |2019-08-08T23:13:23+00:00August 29th, 2018|Finance, Interest Rates, Mortgages, Myths busted!|

It’s not about the rate that you pay, it’s about the rate at which you repay that matters - get rid of that debt fast, and your interest bill is cheaper. This truth is often ignored as it's not as easy to quantify and compare as a low number - this, unfortunately, causes many to

A Podcast Good For Your Wealth!

By |2018-07-25T23:39:39+00:00July 25th, 2018|Bitcoin, Finance, Insurance, Investing, Investment Property, Market Place Review, Mortgages, News|

Who wants to listen to a cheesy show about making money and showing off about how much they know? Well if it’s going to be that kind of party I’ll go stick my face in some mashed potatoes  - it’s high time that someone starts getting real about how they talk about financial literacy. The

Property Investors Beware!

By |2018-07-23T22:13:44+00:00July 23rd, 2018|Finance, Interest Rates, Investing, Investment Property, News|

You could be smoking crack or selling babies on eBay, but no this is way, waaaaaaaay worse - you're a property investor! All your non-property investor friends think you’ve run off and joined a cult, your uncle thinks you’re insane for borrowing that amount of money, and the only one excited is your mortgage adviser!!

3 Vicious traps for home buyers!

By |2018-07-18T04:47:46+00:00July 18th, 2018|Finance, Interest Rates, Investing, Investment Property|

Imagine you're dying of cancer - would you be willing to do almost anything to win back good health? In a battle for life and death, what would you do to win? There are 3 traps that snare many home buyers - here they are, and you won't hear this anywhere else! 1 - The

Retirement – How much will it cost?

By |2018-07-08T23:08:06+00:00July 8th, 2018|Finance, Retirement|

So you’re taking a trip and you’re deciding what to bring. The weather, your free time, transport and accommodation, all important considerations right? Planning a trip and your retirement should be approached in a similar way. If you’re in your 40’s you may have about 20-30 years to prepare for a period of time that

Retirement – What will it be like?

By |2018-06-22T02:12:08+00:00June 22nd, 2018|Finance, Investing, Kiwisaver, Retirement, Tomorrow's U|

Now that you know what retirement is (it’s the point in time that you’ve chosen to stop working because you need the money.), Let’s talk about what it’s going to be like. 5-year-olds know what they’re going to be when they grow up - 45-year-olds don’t. What happened? For crying out loud this is a

Retirement – What is it?

By |2018-06-21T22:56:56+00:00June 21st, 2018|Finance, Mortgages, Retirement, Tomorrow's U|

1- It’s a point in time. It’s not a state of being. ‘Retired’ sounds so negative - like chewed up and spit out or tired, but not just regular tired - it’s tired again. Retirement isn’t about saggy bits and pieces of pale flesh - there could be something exciting about it, like planning for

Don’t be so namby pamby – teach your kids how to work

By |2018-06-08T01:47:37+00:00May 29th, 2018|Finance, Kids|

Money smarts are one thing, but teaching your kids what to do with money without first teaching them how to get it -  it’s a bit dumb don’t you think? 1 - Work first then play In no way am I a good parent in the traditional sense, just ask my wife. She’s the good