Darcyungaro

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So far Darcy has created 121 blog entries.

Phantom Wealth, Media Bias, and a Multipolar World

By |2023-10-20T02:03:48+00:00October 20th, 2023|Finance, Interest Rates, Investing, Investment Property, News, Retirement, Tomorrow's U|

Take the blue-pill take the red, it doesn't really matter to me. Keep your head down and work hard, I'm sure you'll be happy. We've been living in a sweet dream for about 40 years in 'the West', a dream where the markets seem to always go up and the bad news is always "over

Risk: How to get More from your Investments.

By |2023-10-20T01:17:16+00:00October 20th, 2023|Finance|

First up... Let's be clear, that in the context of investment vernacular, risk is often confused with the word 'volatility'. Risk implies the probability of complete loss, whereas volatility refers to the fact your investment can fluctuate in value in the short term. Gambling lends itself to the word 'risk', which some types of investments

A Prescription for Prosperity in Post-Election NZ

By |2023-10-15T09:20:06+00:00October 15th, 2023|Interest Rates, Investing, Kids, Kiwisaver, News, Tomorrow's U|

First, let's address something many are feeling but few are saying: sometimes, it's hard to stay optimistic. Whether you're grappling with a sickness, personal setbacks, or disappointing weekend, it's hard to keep in mind that over the long term, there are wins as well as losses. For the most part, rest and medication can work,

Investing in an Imperfect World.

By |2023-10-08T09:22:27+00:00October 8th, 2023|Finance, Interest Rates, Investing, Myths busted!, News, Retirement|

Today, I find myself reflecting on a world that's far from perfect. Our investment decisions sit amidst global tensions, and while we've 'been here before' - it's never been happening like this all at the same time. 50 years ago during Israel's Yom Kippur period - out of the blue they were at war. This

The Hidden Layers of Risk in Your Investment Strategy

By |2023-10-01T08:44:39+00:00October 1st, 2023|Bitcoin, Finance, Insurance, Interest Rates, Investing, Mortgages, Myths busted!, News, Retirement, Tomorrow's U|

Investment risk is a topic that's often simplified to the point of being misleading. While it's true that every time we aim for an investment return, we're taking a risk, the nature of that risk isn't always clear-cut. Many investors, especially everyday folks, may be taking on more risk than they realise. Understanding Volatility and

Dance on the Auction Floor: The ‘Greater Than’ Auction Strategy

By |2023-10-17T09:12:52+00:00September 27th, 2023|Interest Rates, Investing, Market Place Review, Mortgages|

 The 'Greater Than' Auction Strategy Real estate agents are the psyop masters of the property market. They've honed this skill over countless open homes, acting as the market's maestro. Picture the "greater than" symbol knocked over on its side. At the top, you've got the vendor, filled with high hopes, often inflated by the

Don’t Fear the Greenwash: It’s All About The Benjamin’s!

By |2023-09-24T04:18:52+00:00September 24th, 2023|Finance, Interest Rates, Investing, Kiwisaver, Myths busted!, News, Retirement, Tomorrow's U|

So, the 20th century was all about oil. It was the black gold that fueled economies and built empires. But it also left us with a legacy of carbon emissions that we're now grappling with in an attempt to change the temperature of the earth. Some view green investment as a no brainer, yet others

Side-Hustles and The Future

By |2023-09-15T09:46:39+00:00September 15th, 2023|Bitcoin, Finance, Interest Rates, Investing, Investment Property, Mortgages, Myths busted!, News, Tomorrow's U|

Welcome to a new paradigm of wealth creation, one that's not just about making a quick buck but about future-proofing your income streams. In today's rapidly evolving landscape, marked by technological advances and interconnected networks, side hustles are not just an option—they're a necessity. But how do you choose a side hustle that not only

Tech, NZ, China: Crypto’s Rise

By |2023-09-17T09:26:14+00:00September 15th, 2023|Bitcoin, Finance, Mortgages, Myths busted!, News, Tomorrow's U|

Tech Transformers: More Than Meets the Eye There's been so much news to catch up on this year that I recently caught up with Rupert Carlyon to compare notes. Let's start with Apple. New iPhone, same old story. Honestly, how "new" can it get? Not to mention, we're looking at their fourth quarter of negative

Don’t Get Cancelled

By |2023-09-08T05:29:37+00:00September 8th, 2023|Finance, Insurance, Myths busted!|

By Carley Ellis As a human living in 2023, you're likely to be doing a lot of “stuff”.   Balancing work, kids, partners, pets, housework, exercise, hobbies, parents – the list can be long.  There are only 24 hours in a day, but we're often trying to multi-task and cram more in. Add a bit more

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