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The OCR – ‘Help, I’ve fallen and I can’t get up!’

In the 1980's, the medical alert business was just getting started - 'Help, I've fallen and can't get up' - I loved saying this slightly irreverent quote every time I saw someone fumble or fall over as a child - I know, sorry! The official cash rate has fallen. Are we in trouble NZ? Will the RBNZ need help to get the OCR back up? Is this the beginning of

Capital Gains Tax – What’s the problem that it solves?

“We contend that for a nation to try to tax itself into prosperity is like a man standing in a bucket and trying to lift himself up by the handle.”  ― Winston S. Churchill Capital Gains Tax. What's the problem that it solves? But first, some facts: 1 – What is ‘Capital Gains Tax’. Simply put, it’s taxing the tree. Currently, in NZ, you pay tax on income derived from physical

By |Categories: Investing, Investment Property, Market Place Review, News|


10 THINGS YOU SHOULD KNOW WHEN BUYING A HOUSE In this post I'm keen to help some people out - it's not that you're dumb, but unless you do this stuff every day you're likely benefit from at least a couple of points  here. Here's the thing - your mortgage is likely your biggest expense and your home is likely your biggest asset (next to your self). When something's a

Property Investment – why is it so special?

What’s so special about investing in property? After all, equities perform better in the longer term so why would you bother at all? Perhaps it’s the ease at which it can be done, or the tangible nature of this asset class. I think it's more about this marvellous thing called ‘leverage’. In this podcast we answer questions like: Is property better than shares? How to invest in property. Investing in

Stop wasting money on fuel- EV economics explained

Being an environmentalist while driving a diesel SUV is like going to McDonalds for the salad. Now I’m not going to pretend to be a tree hugger - I do like burning wood as much as the next guy though! To state that you ‘stand’ for anything is like putting a big target on your back labelled ‘hypocrite’ - because sooner or later someone’s going to spot you contradicting your

By |Categories: Finance, Interest Rates, Mortgages|Tags: , |

Myth #1 – Loyality will be rewarded?

I've been loyal to my bank, so they'll look after me! Yes, this used to be true...but...Loyalty is NOT rewarded these days my friend! Here’s why: 1 - It’s not the bank who cares about you - it’s the PEOPLE. And good people often move on and get promoted! 2 - Rules trump all in the current environment. We as advisers, use the story to sell the sizzle with the